Senior Credit Portfolio Manager

1 day ago


Cagayan de Oro, Northern Mindanao, Philippines RYDE N' GO MOTORCYCLE Full time
Job Summary

We are seeking a highly skilled and experienced Senior Credit Portfolio Manager to join our team at RYDE N' GO MOTORCYCLE.

About the Role

The successful candidate will be responsible for scrutinizing customers' accounts, levying credit charges as per the interest rate, and ensuring compliance with our company policies and procedures.

Main Responsibilities
  • Credit Investigations
    • Investigate the credit standing and financial history of individuals and business establishments to assess their creditworthiness.
    • Process motor loan applications in accordance with our company policies and procedures.
  • Debt Collection
    • Collect relevant information through reliable sources to determine the credit worthiness of applicants.
    • Notify customers of the approval and rejection of credit via phone calls or both.
    • Undertake visits to confirm residential and business addresses.
    • Responsible for collecting debts from defaulters with penalty charges.
  • Credit Application Review
    • Review credit applications and conduct background investigations to ensure compliance with our company policies.
    • Interview individuals and business owners via phone calls and visits to verify information provided by customers for credit.
    • Conduct investigations on the history and credit standing of loan applicants.
    • Maintain and improve portfolio quality and prevent loss.
  • Compliance and Regulatory Awareness
    • Stay abreast of legal and regulatory changes and industry trends to ensure our company remains compliant.
Benefits

This is an excellent opportunity for a talented professional to join a dynamic team and contribute to the growth and success of RYDE N' GO MOTORCYCLE. The selected candidate will have access to a range of benefits, including opportunities for career advancement, training and development programs, and a competitive salary package.



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