HL Underwriter I

4 days ago


Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱1,200,000 - ₱2,400,000 per year

Join a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your skills and commitment to fair lending. Make a difference every day by delivering exceptional service and supporting our clients' financial goals.

As a Home Lending Underwriter I in the Consumer Originations Underwriting team, you are a key decision-maker who ensures loan applications meet program and regulatory requirements. You help us maintain high standards of quality and compliance while supporting customers in their journey to homeownership. You will analyze financial documents, assess risk, and communicate decisions to internal partners. Your work directly impacts our clients' experience and the success of our lending operations.

Job Responsibilities

  • Review and analyze residential mortgage loan applications for accuracy and completeness
  • Apply Chase credit policies and investor guidelines to underwriting decisions
  • Assess borrower repayment capacity, assets, creditworthiness, and property condition
  • Communicate underwriting decisions and conditions to internal partners
  • Ensure compliance with fair lending practices and regulatory requirements
  • Identify and mitigate potential risks associated with mortgage applications
  • Maintain up-to-date knowledge of credit policy changes and industry standards
  • Deliver exceptional customer service throughout the underwriting process
  • Collaborate with Home Lending Advisors, Client Care Specialists, and other stakeholders
  • Prioritize workflows to meet productivity, quality, and turnaround time goals
  • Ensure all documentation is complete, accurate, and properly filed

Required Qualifications, Capabilities, and Skills

  • Minimum 1 year of experience as an underwriter or in a similar role
  • Bachelor's degree in finance, business administration, economics, or related field
  • Proficiency in mortgage underwriting software and automated underwriting systems
  • Strong analytical skills with attention to detail and accuracy
  • Solid understanding of federal and state mortgage regulations
  • Effective written and verbal communication skills
  • Ability to work independently and manage multiple priorities
  • Commitment to delivering excellent customer service
  • Willingness to work night shifts (US hours)
  • Ability to work hybrid and 5 days in office, as required by business needs
  • Demonstrated problem-solving and adaptability skills

Preferred Qualifications, Capabilities, and Skills

  • Experience with various mortgage products
  • Comprehensive knowledge of FNMA/FHLMC guidelines
  • Experience in reviewing complex financial statements and loan documentation
  • CSA / Voice Certified
  • Experience collaborating with internal and external partners
  • Proficiency in spreadsheet calculators and specialized underwriting tools
  • Experience in identifying and resolving documentation deficiencies

Internal Application Eligibility Requirements

TENURE:

  • Must meet minimum employment tenure requirement. Specific roles require longer tenure in current position to be eligible to apply. Unless established for specific positions by the line of business, the standard tenure requirement is 12 months.

PERFORMANCE:

  • Meets satisfactory performance standards as defined by the firm

By submitting an application and/or joining the interview, you affirm to meet the Internal Mobility Eligibility Requirements as stated in the Applying for Internal Positions Firmwide Standard. You are expected to provide true and accurate information to the Company during the recruitment and application process. Knowingly giving false or misleading information shall be subjected to the imposition of appropriate corrective action, following the firm's Human Resource Policies and Guidelines.

Inform your manager once scheduled for an interview. Include in your discussion if you have questions about eligibility or Line of Business specific guidelines.

Make sure your profile is updated in the new > Jobs. Attaching your updated resume is encouraged.

In partnership, Hiring Managers and Recruiters will review applications to determine which candidates best meet the required skills and experience specified in the job description. While not every application will result in an interview, applications will be acknowledged.


  • HL Underwriter I

    2 days ago


    Manila, National Capital Region, Philippines JPMorganChase Full time ₱1,200,000 - ₱2,400,000 per year

    JOB DESCRIPTIONJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your...


  • Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱2,000,000 - ₱2,500,000 per year

    Introductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real difference in...


  • Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱900,000 - ₱1,200,000 per year

    Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your judgment and...

  • HL Underwriter IV-PHL

    44 minutes ago


    Manila, National Capital Region, Philippines JPMorganChase Full time ₱120,000 - ₱150,000 per year

    JOB DESCRIPTIONIntroductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a...

  • HL Underwriter III-PHL

    25 minutes ago


    Manila, National Capital Region, Philippines JPMorganChase Full time $104,000 - $130,878 per year

    JOB DESCRIPTIONJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your...

  • Medical Underwriter

    2 days ago


    Manila, National Capital Region, Philippines Pru Life UK Full time ₱1,200,000 - ₱3,600,000 per year

    What does the job do for the Company?1. Performs administrative support in appraisal, approval, and issuance of medical and non-medical applications within the authority limit across all product lines and distribution channels.2. Supply to the development of the next generation underwriting techniques and processes through AI and its various applications3....


  • Manila, National Capital Region, Philippines JPMorganChase Full time ₱900,000 - ₱1,200,000 per year

    JOB DESCRIPTIONJob descriptionUnlock your potential with a role that bridges technology and business, driving impactful change in a dynamic environment. As a Business Analysis Associate I, you'll be at the forefront of innovation, ensuring our systems adapt to the ever-evolving needs of the industry. Join a team where your expertise will make a tangible...


  • Manila, National Capital Region, Philippines Outsourced Full time ₱250,000 - ₱450,000 per year

    Job DescriptionAbout Us is a leading ISO certified Philippines offshore outsourcing company that provides dedicated remote staff to some of the world's leading international companies. Outsourced is recognized as one of the Best Places to Work and has achieved Great Place to Work Certification. We are committed to providing a positive and supportive work...


  • Manila, National Capital Region, Philippines Outsourced Quality Assured Services Inc. (ISO Certified) Full time ₱300,000 - ₱450,000 per year

    About Us is a leading ISO certified Philippines offshore outsourcing company that provides dedicated remote staff to some of the world's leading international companies. Outsourced is recognized as one of the Best Places to Work and has achieved Great Place to Work Certification. We are committed to providing a positive and supportive work environment where...


  • Manila, National Capital Region, Philippines Sun Life Financial Full time

    You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...