HL Underwriter III-PHL
5 days ago
Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you’ll play a pivotal role in delivering fair, accurate, and timely loan decisions. Your judgment and analytical skills will help ensure responsible lending and compliance with industry standards. Job Responsibilities Analyze and underwrite residential mortgage applications, ensuring compliance with lending criteria and risk management standards. Apply comprehensive knowledge of mortgage servicing processes and credit guidelines to loan decisions. Collaborate with Home Lending Advisors, Customer Care Specialists, and other stakeholders to ensure seamless processing. Review and validate financial documentation, including income, assets, and credit reports. Identify and resolve documentation deficiencies, communicating findings clearly and professionally. Maintain up-to-date knowledge of credit policy changes and regulatory requirements. Uphold fair lending practices and ensure equitable treatment of all clients. Mentor and support team members through second reviews, group discussions, and training opportunities. Prioritize workflows to optimize operational efficiency and meet deadlines. Consistently achieve productivity, quality, and service level goals. Deliver exceptional customer service and foster positive relationships throughout the underwriting process. Required Qualifications, Capabilities, And Skills Bachelor’s degree in finance, business administration, economics, or related field. Demonstrated experience in U.S. residential mortgage processing or underwriting. Demonstrated expertise in income calculation, credit assessment, and asset analysis. Thorough understanding of Federal and State regulatory requirements. Proficiency in mortgage underwriting software and automated underwriting systems (AUS). Strong analytical and decision-making skills. Ability to deliver clear and concise underwriting conditions and decisions. Exceptional written and verbal communication skills. Ability to work independently with minimal supervision. Commitment to customer service excellence. Willingness to work night shifts (U.S. hours) and hybrid/in-office as needed. Preferred Qualifications, Capabilities, And Skills Comprehensive knowledge of FNMA/FHLMC guidelines and federal mortgage regulations. Experience with Conventional Agency and Non-Agency loan amounts. Proficiency in tax return and balance sheet analysis, cash flow assessment, and self-employment income evaluation. Knowledge of Mortgage Insurance policies and their application in underwriting. Experience with a variety of mortgage products. CSA / Voice Certified. High energy, resilient, and proactive approach to pipeline development. We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. #J-18808-Ljbffr
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HL Underwriter III-PHL
5 days ago
Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱900,000 - ₱1,200,000 per yearJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your judgment and...
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HL Underwriter IV-PHL
3 weeks ago
Manila, Philippines JPMorganChase Full timeOverview Join to apply for the HL Underwriter IV-PHL role at JPMorganChase. Introductory marketing language: Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You’ll collaborate...
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HL Underwriter IV-PHL
5 days ago
Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱2,000,000 - ₱2,500,000 per yearIntroductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real difference in...
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HL Underwriter I
5 days ago
Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱1,200,000 - ₱2,400,000 per yearJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your skills and...
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HL Underwriter I
3 days ago
Manila, National Capital Region, Philippines JPMorganChase Full time ₱1,200,000 - ₱2,400,000 per yearJOB DESCRIPTIONJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your...
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Manila, National Capital Region, Philippines JPMorgan Chase Full timeJoin a team that plays a vital role in helping customers achieve their homeownership dreams. As part of our Home Lending Consumer Originations Underwriting Support group, you'll make a direct impact by ensuring the integrity and quality of our lending processes. Collaborate with talented professionals and contribute to a seamless mortgage experience for our...
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Operations Senior Specialist III
5 days ago
Manila, National Capital Region, Philippines JPMorgan Chase Full timeJoin a team that plays a vital role in helping customers achieve their homeownership dreams. As part of our Home Lending Consumer Originations Underwriting Support group, you'll make a direct impact by ensuring the integrity and quality of our lending processes. Collaborate with talented professionals and contribute to a seamless mortgage experience for our...
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Credit Support Specialist III
3 days ago
Manila, National Capital Region, Philippines JPMorgan Chase Full time ₱300,000 - ₱600,000 per yearAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area?As a Credit Support Specialist III within our Financial Analysis team, you will be responsible for performing analysis of Financial Statements, processing various financial and legal documents, and making informed decisions regarding the...
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Manila, National Capital Region, Philippines JPMorganChase Full time ₱400,000 - ₱800,000 per yearJOB DESCRIPTIONJoin a team that plays a vital role in helping customers achieve their homeownership dreams. As part of our Home Lending Consumer Originations Underwriting Support group, you'll make a direct impact by ensuring the integrity and quality of our lending processes. Collaborate with talented professionals and contribute to a seamless mortgage...
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Operations Senior Specialist III
1 week ago
Manila, National Capital Region, Philippines JPMorganChase Full time ₱900,000 - ₱1,200,000 per yearJOB DESCRIPTIONJoin a team that plays a vital role in helping customers achieve their homeownership dreams. As part of our Home Lending Consumer Originations Underwriting Support group, you'll make a direct impact by ensuring the integrity and quality of our lending processes. Collaborate with talented professionals and contribute to a seamless mortgage...
