HL Underwriter IV-PHL
4 days ago
Introductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real difference in people's lives. At JPMorgan Chase, we value your commitment to excellence and customer satisfaction. Take the next step in your career and be part of a team that values your skills and dedication.Job SummaryAs a Home Loan Underwriter IV in the Home Lending team, you serve as a key decision-maker, ensuring loan applications meet program and regulatory requirements. You collaborate with advisors and specialists to deliver seamless, high-quality service to our customers. You apply your expert knowledge to analyze complex financial documentation and propose solutions that help customers obtain or retain homeownership. You help us uphold fair lending practices and drive operational excellence. This role offers you the opportunity to mentor others and contribute to a positive, customer-focused environment.Job ResponsibilitiesReview and analyze customer financial documentation to assess creditworthiness and repayment capacityApply comprehensive knowledge of mortgage underwriting guidelines and regulatory requirementsCollaborate with internal stakeholders to ensure efficient and accurate loan processingEvaluate collateral and property condition to support sound lending decisionsIdentify and resolve documentation deficiencies, communicating findings clearlyMaintain up-to-date knowledge of credit policy changes and industry standardsDeliver exceptional customer service and foster positive relationships throughout the underwriting processUtilize specialized systems, tools, and calculators to enhance underwriting efficiencyCommunicate underwriting decisions and conditions effectively to relevant partiesPrioritize workflows to meet productivity, quality, and service level goalsMentor and support team members through second reviews and training opportunitiesRequired Qualifications, Capabilities, and SkillsBachelor's degree in finance, business administration, economics, or related fieldExtensive experience in U.S. residential mortgage processing or underwritingDemonstrated expertise in income calculation, credit assessment, and asset analysisThorough understanding of Federal and State regulatory requirementsProficiency in mortgage underwriting software and automated underwriting systems (AUS)Strong analytical and decision-making skillsAbility to review and calculate complex personal or business financial statementsExcellent written and verbal communication skills; CSA / Voice CertifiedCommitment to customer service excellenceAbility to work independently with minimal supervisionWillingness to work night shifts (U.S. hours) and adapt to hybrid/in-office schedulesPreferred Qualifications, Capabilities, and SkillsComprehensive knowledge of FNMA/FHLMC guidelines and federal mortgage regulationsExperience underwriting Non-QM and Non-Agency loan productsProficiency in tax return, balance sheet, and cash flow analysisKnowledge of Mortgage Insurance policies and their applicationExperience with Conventional Agency and Non-Agency loan amountsAbility to identify potential fraud and establish appropriate loan resolutionsProven track record of mentoring and training team membersInternal Application Eligibility RequirementsTENURE:Must meet minimum employment tenure requirement. Specific roles require longer tenure in current position to be eligible to apply. Unless established for specific positions by the line of business, the standard tenure requirement is 12 months.PERFORMANCE:Meets satisfactory performance standards as defined by the firmBy submitting an application and/or joining the interview, you affirm to meet the Internal Mobility Eligibility Requirements as stated in the Applying for Internal Positions Firmwide Standard. You are expected to provide true and accurate information to the Company during the recruitment and application process. Knowingly giving false or misleading information shall be subjected to the imposition of appropriate corrective action, following the firm's Human Resource Policies and Guidelines.Inform your manager once scheduled for an interview. Include in your discussion if you have questions about eligibility or Line of Business specific guidelines.Make sure your profile is updated in the new > Jobs. Attaching your updated resume is encouraged.In partnership, Hiring Managers and Recruiters will review applications to determine which candidates best meet the required skills and experience specified in the job description. While not every application will result in an interview, applications will be acknowledged.
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HL Underwriter III-PHL
4 days ago
Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱900,000 - ₱1,200,000 per yearJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your judgment and...
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HL Underwriter I
4 days ago
Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱1,200,000 - ₱2,400,000 per yearJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your skills and...
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HL Underwriter I
2 days ago
Manila, National Capital Region, Philippines JPMorganChase Full time ₱1,200,000 - ₱2,400,000 per yearJOB DESCRIPTIONJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your...
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Credit Support Specialist IV
2 weeks ago
Manila, National Capital Region, Philippines JPMorgan Chase Full time ₱900,000 - ₱1,200,000 per yearJob responsibilities: •Perform analysis of Financial Statements and complete spreading as per the guidelines•Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data•Review Loan documents and process transactions as per Service Level...
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Commercial Credit Analyst
4 days ago
Manila, National Capital Region, Philippines ConnectOS Full time ₱1,200,000 - ₱2,400,000 per yearSchedule: Monday - Friday (06:00 AM to 03:00PM PHT)A Commercial Credit Analyst is highly responsible for assessing the creditworthiness of a commercial borrower seeking mortgage loans or financing for commercial real estate and other assets. Their role is essential in helping financial institutions manage risk and make informed lending decisions in the...
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HL Underwriter IV-PHL
3 weeks ago
Manila, Philippines JPMorganChase Full timeOverview Join to apply for the HL Underwriter IV-PHL role at JPMorganChase. Introductory marketing language: Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You’ll collaborate...
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HL Underwriter III-PHL
5 days ago
, Metro Manila, Philippines JPMorganChase Full timeJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you’ll play a pivotal role in delivering fair, accurate, and timely loan decisions. Your judgment and analytical skills will help ensure responsible lending and compliance with industry standards. Job...
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Underwriter – Mortgage Credit Assessment
1 week ago
Bonifacio Global, Metro Manila, Philippines Hexaware Technologies Phil. Branch Full time ₱900,000 - ₱1,200,000 per yearMortgage Credit EvaluationConduct comprehensive assessments of mortgage applications to ensure alignment with lending policies and risk appetite.Analyze borrower profiles, income documentation, credit reports, and property valuations.Exercise sound judgment in applying Due Credit Assessment (DCA) principles to underwriting decisions.Policy & Regulatory...
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Credit Support Specialist IV
1 week ago
, Metro Manila, Philippines JPMorgan Chase & Co. Full timeResponsibilities Perform analysis of Financial Statements and complete spreading as per the guidelines Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data Review Loan documents and process transactions as per Service Level Agreement Interpret and...
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Commercial Credit Analyst
3 weeks ago
, Metro Manila, Philippines Buscojobs Full timeCommercial Credit Analyst (Philippines) Schedule: Monday - Friday (06:00 AM to 03:00 PM PHT) A Commercial Credit Analyst is responsible for assessing the creditworthiness of commercial borrowers seeking mortgage loans or financing for commercial real estate and other assets. This role helps financial institutions manage risk and make informed lending...
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Partnership Associate
3 weeks ago
, Metro Manila, Philippines Buscojobs Full timePartnership Associate Ayala Alabang, National Capital Region ₱ - ₱ Y FEU Institute of Technology Posted today Job Description The Associate is responsible for establishing partnerships programs or collaborative engagements with industry partners of the College. ORGANIZATIONAL RELATIONSHIPS:Reports to: Director of IALAPCoordinates with: Internal and...