
Underwriter (Auto Loans)
3 weeks ago
As an Underwriter for Auto Loans Team , you will be responsible for evaluating current credit data/information of borrowers to determine eligibility/qualification according to set standards or credit parameters and the degree of risk involved in extending credit/loans.
What you’ll contribute- Perform thorough underwriting application assessment approvals by endorsing qualified applications and approving qualified borrowers.
- Review credit profile and related information of borrowers, identify credit risk and establish mitigants for assigned loan products.
- Proactively execute the Credit Policy Manual/guidelines applying the assigned loan product with prudence and sensibility.
- Adhere to the Bank's internal and external policies/procedures/standards, and align with organizational directives while performing tasks compliant with internal and external audits.
- Bachelor’s Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking or any field of study.
- At least 2–3 years of relevant work experience in credit evaluation/credit analysis.
- Knowledge of credit policies and procedures, and risk management.
- Effective written and oral communication skills.
- Ability to communicate effectively with internal customers (stakeholders).
- Analytical, proactive, and detail-oriented.
Security Bank is one of the Philippines’ best capitalized private domestic universal banks. Established in 1951 and publicly listed with the Philippine Stock Exchange (PSE: SECB) in 1995, our major businesses cover retail, corporate, commercial, and MSME banking.
We’re recognized as an Employer of Choice in Philippine banking by various award-giving bodies for our values-based culture, industry-leading engagement and benefits, and commitment to work-life balance. Forbes ranked us #2 among the world’s best employers in 2023.
At Security Bank, our approach to Human Capital Management (HCM) is embodied by our Employee Value Proposition (EVP): “YOU matter.”
Start your BetterBanking career with us today.
Seniority level- Not Applicable
- Full-time
- Other
- Banking and Financial Services
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