Credit Officer

2 weeks ago


Mandaluyong City, National Capital Region, Philippines BDO Unibank Full time

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Mandaluyong City, National Capital Region, PH

Business Unit: Consumer Banking Group

Department: Operations

Job Summary

The position is primarily responsible for the credit evaluation and credit decision for all card applications received and processed (both retail and corporate). Ensures accuracy of data in the system prior to credit decision, and in accordance with established credit policies and procedures.

Responsibilities

Evaluates application based on available data, dedupped results and verified information.

Renders appropriate credit decisions and performs system confirmation if within credit delegated authority.

Recommends credit decision and forwards application to the appropriate approver for system confirmation for applications not within the credit delegated authority.

Updates / checks the accuracy of data encoded in the system prior to confirmation of decided applications.

Prepares and submits an accurate Daily Productivity Reports on a timely manner.

Qualifications

Must be a Bachelor's Degree holder.

At least of 2 year experience in retail credit review (covering the area of application processing and evaluation) gained from bank or other financial institutions.

Good understanding of basic credit card system / solutions.

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. All Rights Reserved.

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