Senior Credit Analyst

2 weeks ago

Mandaluyong City, National Capital Region, Philippines Western Union Full time

Senior Credit Analyst – Taguig City, Philippines
Would you like to play a key role in helping a NYSE listed global financial services company navigate business processes in Finance? Are you ready to unleash your potential in a global business that is committed to making financial services accessible to people everywhere? Then it's time to join Western Union as Senior Credit Analyst.

Western Union powers your pursuit.
The Senior Credit Analyst position is responsible for supporting the Risk and Credit Finance Manager in analyzing, monitoring & managing Agents' Credit Risk & Sovereign risk, Collection of Accounts Receivable, and Credit Administration. The job will involve liaison with regional colleagues and Agent partners, and will work closely with Business Development, Operations, Accounting, Legal and Agent Support teams supporting the Asia Pacific region. The goal is to maximize business opportunities and increase cash flow, while minimizing risk exposure. This position also involves participation in special projects of the global Risk & Credit Finance team as well as the local Business office.

Role Responsibilities

  • Collection of accounts receivable from Agents in Asia Pacific countries to maximize cash flow to Western Union and minimize credit loss & write-offs.
  • Reconciliation of agent's account balances (payments and receivables).
  • Daily limit management.
  • Credit Underwriting - analysis & management of credit risk of Agents & Sovereign risk.
  • Credit Administration & preparation of regional credit reports.
  • Resolves complex Credit issues and makes sound Credit decision independently.
  • Participation in special projects assigned (ad hoc).

Role Requirements

  • Bachelor's degree in Accounting, Business, Finance, Economics, or related course is required.
  • At least 3 to 5 years' experience as Credit analyst or related function.
  • Experience in the collection of accounts receivable, analysis of financial statements and credit review is preferred.
  • Experience in the fintech/ financial services/ banking industry will be an advantage.
  • Experience in Financial Planning and Analysis (FP&A) will be an advantage.
  • Experience in problem solving and decision-making bearing in mind business implications and/or financial risks.
  • Proficiency on MS Office (Word, Excel, PowerPoint)
  • Excellent verbal and written communication skills.
  • Role will be based in Taguig City, Philippines for APAC Region.

We make financial services accessible to humans everywhere. Join us for what's next.
Western Union is positioned to become the world's most accessible financial services company — transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at

Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few
). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Philippines specific benefits include:

  • Paid Sick Leave and Vacation Leave
  • Health card (HMO) coverage with unlimited dependents from day 1 of employment
  • Performance Incentive Program/ Performance Bonus
  • Hybrid Working Arrangement
  • Unique Incentive Program

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

#LI-ES1


#J-18808-Ljbffr

  • Senior Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines ING Bank N.V. Full time

    Who we are:ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business.We have senior credit analyst (more than 5 years' experience) positions that...

  • Underwriter/Credit analyst

    2 weeks ago

    Quezon City, National Capital Region, Philippines People's Credit Network Finance Co., Inc. Full time

    Offer recommendation on whether or not approve an application, To determining loan application whether it should be Approved or denied, To assess, review and verify loan application and attachments, and To provide recommendation and suggestion for any credit policy and process for healthier portfolio. Job and Responsibilities Collect review and analyze an...

  • Underwriter/Credit analyst

    2 weeks ago

    Quezon City, National Capital Region, Philippines People's Credit Network Finance Co., Inc. Full time

    Offer recommendation on whether or not approve an application, To determining loan application whether it should be Approved or denied, To assess, review and verify loan application and attachments, and To provide recommendation and suggestion for any credit policy and process for healthier portfolio. Job and Responsibilities Collect review and analyze an...

  • Analyst - Credit Debt Collection

    2 months ago

    Makati City, National Capital Region, Philippines Shell Business Operations Full time

    Where you fit Expect lots of support and encouragement while you're here. You'll be working alongside people who love what they do and enjoy sharing their enthusiasm with everyone around them. We value career growth. You'll have limitless opportunities to explore – whether that means building up new areas of expertise or taking in a different direction....

  • Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Banco De Oro Full time

    At BDO Unibank, your opportunity for growth is limitless. Join today Opportunity details Opportunity Type Graduate Job PHP 12, ,000 Prosple salary estimate Start Date ASAP Applications Open 26 May 2023 Applications Close 1st of August, 2023 (Prosple estimate closing date) BDO Unibank, Inc. is a full-service universal bank in the Philippines,...

  • Credit Risk

    22 hours ago

    Makati City, National Capital Region, Philippines ING Full time

    Business Analyst – Credit Risk ReportingBackground on what ING is about (Generic ING background): ING Hubs Philippines (ING Hubs PH) is an international part of the ING organization delivering services to many Business Units across the world for both Wholesale Banking and Retail Banking activities. Working for ING Hubs PH means working with the most...

  • Social Media Senior Analyst

    2 weeks ago

    Mandaluyong City, National Capital Region, Philippines Neksjob Philippines Full time

    Social Media Senior Analyst – APAC (Advertising Senior Analyst)Location: Mandaluyong City, Metro ManilaFocus on maintaining Company social presence in APAC, creating engaging content for clients, recruits, and employees. Collaborate with global teams and act as the social media expert in local marketing efforts.Must Have:Bachelor's degree, university...

  • Credit and Portfolio Manager

    2 weeks ago

    Mandaluyong City, National Capital Region, Philippines Maya Full time

    Maya Bank is looking for an experienced Credit and Portfolio Manager to join our team. The successful candidate will be responsible for overseeing the credit risk management function and optimizing the performance of our portfolio. This role requires a deep understanding of lending products, portfolio analysis, and risk management strategies.Nature of...

  • Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Cagayan State University Full time

    Hybrid work setup. Work location is Ayala, Makati City Start your Credit Analysis journey with us Other benefits:- HMO and life insurance- Training opportunities- Allowances and Bonuses Start Date Applications Open 22 Mar 2024 Applications Close 1 Jul 2024 Hiring criteriaBachelor degree in Accounting or FinanceING Bank NV is a global bank with a strong...

  • Senior Analyst – Collateral Management

    1 week ago

    Makati City, National Capital Region, Philippines ING Full time

    As a Senior Analyst for Collateral Management, you will be responsible for the correct, complete and timely execution of the collateral management tasks in order to collateralize financial markets transactions with the purpose to mitigate credit risk. You will be responsible for the daily calculation, notification and agreement of margin calls towards the...

  • AM, Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Sumitomo Mitsui Banking Corporation Full time

    AM, Credit Analyst Sumitomo Mitsui Banking Corporation Makati City, Philippines Posted 7 days ago Hybrid Job Permanent $50k - $60k To provide credit management and financial analysis support to Japanese and Korean Corporate Banking Department in compliance with internal bank policies and external local regulationsAssesses creditworthiness by conducting...

  • Senior Analyst

    2 weeks ago

    Mandaluyong City, National Capital Region, Philippines Neksjob Philippines Full time

    NEKSJOB NEED -INTERNAL AUDIT SENIOR ANALYST QUALIFICATIONS: Bachelor's degree in Accounting Certified Public Accountant At least 5 years of experience in external or internal auditing or similar compliancebased roles, preferably in a Big 4 or a global organization. Excellent English and Japanese communication skills Proficiency in Japanese language (JLPT N2...

  • Junior Credit Analyst

    2 months ago

    Makati City, National Capital Region, Philippines ING Full time

    Who we are:ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business. We have junior credit analyst (with 0-2 years' experience) positions that offer...

  • Junior Credit Analyst

    4 weeks ago

    Makati City, National Capital Region, Philippines ING Full time

    Who we are:ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business. We have junior credit analyst (with 0-2 years' experience) positions that offer...

  • Senior Analyst

    2 weeks ago

    Mandaluyong City, National Capital Region, Philippines Neksjob Philippines Full time

    NEKSJOB NEED -INTERNAL AUDIT SENIOR ANALYST QUALIFICATIONS: Bachelor's degree in Accounting Certified Public Accountant At least 5 years of experience in external or internal auditing or similar compliancebased roles, preferably in a Big 4 or a global organization. Excellent English and Japanese communication skills Proficiency in Japanese language (JLPT N2...

  • Customer Experience Analyst

    2 weeks ago

    Quezon City, National Capital Region, Philippines Home Credit Philippines Full time

    Customer Experience Analyst (Start ASAP)Opportunity Expired Home Credit has open positions for your skillset. Come and join the team. Apply now Opportunity details Opportunity Type Graduate Job PHP 17, ,000 Prosple salary estimate Start Date ASAP Applications Close 15th of May (Prosple estimate closing date) Founded in 1997, Home Credit is an...

  • Advertising Senior Analyst

    1 week ago

    Mandaluyong City, National Capital Region, Philippines Neksjob Philippines Full time

    Advertising Senior AnalystLocation: Mandaluyong City, Metro ManilaYou Will:Focus on maintaining the Company's social presence in APAC, creating engaging content for clients, recruits, and employees. Collaborate with global teams and act as the social media expert in local marketing efforts.Must-Have:Bachelor's degree, university degree, or equivalent.Minimum...

  • Intermediate Credit Analyst

    2 days ago

    Makati City, National Capital Region, Philippines ING Full time

    Who we are:ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients, and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business. We have intermediate credit analyst (with 3 to 5 years' experience) positions...

  • Creative Agency Project Management Senior Analyst

    2 weeks ago

    Mandaluyong City, National Capital Region, Philippines Neksjob Philippines Full time

    Creative Agency Project Management Senior Analyst (Program & Project Mgmt Senior Analyst)Mandaluyong City The specific details of Business Operations Senior Analyst's role do vary, but common activities include:Assist with global Company Canvas creative project scheduling process and ensure compliance for smooth project delivery in collaboration with project...

  • Advertising Senior Analyst

    1 week ago

    Mandaluyong City, National Capital Region, Philippines Neksjob Philippines Full time

    Advertising Senior AnalystLocation: Mandaluyong City, Metro ManilaYou will:Focused on supporting a best-in-class social presence for Company in the APAC region and developing content that can engage clients, recruits and employees.Qualifications:Bachelor's degree, university degree or equivalent. Master's degree a plus.At least 2 years of marketing &...