Credit Review Officer

4 hours ago

Davao City, Davao, Philippines Metrobank Full time ₱300,000 - ₱600,000 per year

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach

Position Title:
Credit Review Officer

Job Summary:

  • Preparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Role Exposure:

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
  • Validates data provided by lending units as part of the credit assessment.
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations.
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times.

Qualifications:

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines
  • Experienced commercial / corporate Credit Analyst
  • Experienced commercial / corporate Relationship Manager (willing to do Credit)
  • Experienced Certified Public Accountant (CPA) from top accounting firms
  • Experienced Credit Officers handling commercial and consumer loans

Other Details:

Rank:
Junior Officer

Unit:
Office of the President / Credit Group

Locations:
General Santos, Zamboanga

  • Credit and Collection Supervisor

    3 hours ago

    Davao City, Davao, Philippines BENBY ENTERPRISES, INC Full time ₱900,000 - ₱1,200,000 per year

    Position: Credit and Collection SupervisorLocation: Door 2, GRI Bldg., Km. 14 Panacan, Davao City (near Mercury Drug Store)Duties and ResponsibilitiesEvaluate and approve customer orders based on financial analysis and risk assessment.Monitor customer credit limits and payment terms to ensure compliance with company policies and exposure...

  • Credit Risk Management Unit Head

    2 weeks ago

    Davao City, Davao, Philippines Rizal Microbank Inc. - A Thrift Bank of RCBC Full time ₱1,200,000 - ₱3,600,000 per year

    The Credit Risk Management Unit (CRMU) Head is responsible in supporting the Chief Risk Officer and lead the Credit Risk Management Unit in conducting or performing tasks and activities required to achieve a comprehensive management of credit risk within the bank, which covers the following: a) establishing an appropriate credit risk environment; b)...

  • Credit and Collections Associate

    4 hours ago

    Davao City, Davao, Philippines GH Max Corporation Full time ₱250,000 - ₱500,000 per year

    Job description:The Credit and Collections Associate oversees payment transactions, issuing receipts, and ensuring compliance with financial regulations. They interact with customers, maintain records, and collaborate with internal teams to protect the company's finances and uphold positive customer relations.DUTIES AND...

  • Credit Investigator/Appraiser

    2 weeks ago

    Davao City, Davao, Philippines DTI-SBCorp Full time ₱302,784 per year

    Qualification StandardEducation: Graduate of a business-related courseExperience: With 2-3 years relevant experienceCompetencies and Other Qualifications: With good communication skills; Proficient in various software applications such as MS Word and Excel; Willing to travel or do fieldwork; Resident of or familiar with the area applying for; Conduct CI (i.e...

  • Credit and Collection Associate

    4 hours ago

    Davao City, Davao, Philippines GH Express Corporation Full time ₱168,000 - ₱180,000 per year

    Job description:The Credit and Collections Associate oversees payment transactions, issuing receipts, and ensuring compliance with financial regulations. They interact with customers, maintain records, and collaborate with internal teams to protect the company's finances and uphold positive customer relationsDUTIES AND...

  • Credit Risk Management Unit Head

    2 weeks ago

    Davao City, Davao, Philippines Rizal MICROBANK Full time ₱240,000 - ₱300,000 per year

    The Credit Risk Management Unit (CRMU) Head is responsible in supporting the Chief Risk Officer and lead the Credit Risk Management Unit in conducting or performing tasks and activities required to achieve a comprehensive management of credit risk within the bank, which covers the following: a) establishing an appropriate credit risk environment; b)...

  • Credit and Collection Associate

    4 hours ago

    Davao City, Davao, Philippines HINO DAVAO - MOTORMALL DAVAO CORPORATION Full time ₱250,000 - ₱500,000 per year

    DUTIES AND RESPONSIBILITIES:Collects Account Receivables within and outside Davao City customers.Makes follow-up for collection, render documents, render invoice and notarial.Prepares Statement of Account and Account Receivables Report.Locate and notifies customers with delinquent accounrs and negotiates to secure payment.Contacts and discuss with customers...

  • Treasury Officer

    3 hours ago

    Davao City, Davao, Philippines JHRC Holdings, Inc. Full time ₱1,500,000 - ₱3,000,000 per year

    Job Summary:The Treasury Officer is responsible for managing the company's daily cash flow, liquidity, and banking operations to ensure efficient fund utilization and financial stability. This role plays a vital part in maintaining accurate financial records, optimizing working capital, and supporting business growth within the E-commerce and Food Industry,...

  • Back Office Support for by Transcom

    2 hours ago

    Davao City, Davao, Philippines Awesome CX Full time ₱200,000 - ₱250,000 per year

    We are seeking highly motivated and proficientBack Office Supportto join a growing internationalbrand.If you are proficient inEXCELand have an average communication skills, and passionate about providing world-class customer experiences, this is your chance to be part of a dynamic team.Key Responsibilities and Qualifications:Proficient in processing and...

  • loans manager

    2 hours ago

    Davao City, Davao, Philippines Eight Under Par (Pawnshop Operator), Inc. Full time ₱800,000 - ₱1,500,000 per year

    About usPalawan Pawnshop is now considered to be one of the most reliable, fastest-growing and leading pawnshops in the Philippines. Its first branch, owned and operated by spouses Mr. Bobby and Mrs. Angelita Castro formally opened in Puerto Princesa City on August 17, 1985 Originally established as a business offering only pawn brokering, we have expanded...