Compliance Officer

The Compliance Officer ensures that our global fintech payments operations is in full adherence to applicable laws, regulations, and internal policies across all jurisdictions. This includes managing regulatory obligations (e.g., BSP, MAS, NPC, AMLA), internal compliance tracking, audit preparedness, and coordinating with internal teams to ensure company-wide adherence to legal standards and compliance procedures.

What You'll Be Doing

• Regulatory Compliance Management
• Maintain regulatory compliance calendars
• Liaise with regulatory bodies (e.g., BSP, MAS) and prepare responses, filings, and inquiries
• Oversee compliance with global regulations, including MAL, OPS, AML/KYC, Anti-Fraud, GDPR, PSD2, sanctions screening, and applicable local financial laws.

• Monitor changes in relevant regulations and ensure internal procedures are updated accordingly

• Internal Policy Oversight

• Draft, review, and maintain compliance policies (e.g., AML/CFT, Acceptable Use, Data Privacy, Complaints Handling, etc.)
• Ensure policies are operationalized by respective departments

• Conduct internal compliance audits or reviews to test policy adherence

• Audit & Regulatory Reporting

• Coordinate third-party and internal audits, including scoping, evidence gathering, and remediation

• Prepare board-level compliance updates, quarterly compliance dashboards, and compliance incident logs

• Training & Advisory

• Design and roll out compliance training programs (mandatory and role-based)
• Act as a consultative partner to business units on compliance-related product decisions and market expansions
• Participate in compliance committees and business decision reviews

Minimum Qualifications: What We're Looking For

• 3–5 years experience in regulatory or corporate compliance, preferably in fintech/payments/banking
• Demonstrated knowledge of AMLA, BSP Circulars (e.g., 950, 1122), and/or local data privacy laws (NPC)
• Deep understanding of global payments industry regulations (AML/KYC, Anti-Fraud, GDPR, PSD2, MAL, OPS).
• Demonstrated experience managing regulatory relationships, audits, and inspections.
• Proven ability to develop, implement, and monitor compliance frameworks and internal controls.
• Excellent communication skills, capable of translating complex regulatory requirements into clear, actionable policies for internal teams.

Bonus Points For

• Bachelor's degree in Law, Business, Finance, or a related field
• Previous experience with VASP, EMI, or PayFac compliance frameworks
• Familiarity with ISO 27001, PCI DSS, SOC 2, or other compliance control sets
• Professional compliance certifications (e.g., Certified Compliance & Ethics Professional [CCEP], CRCM, CAMS, or ICA Diploma in Compliance).
• Law degree or advanced degree (Master's or MBA) in Compliance, Finance, or related discipline.
• Experience with compliance across multiple jurisdictions and international payment networks.
• Prior experience working in a fast-paced fintech or high-growth technology environment.
• Familiarity with advanced compliance software and monitoring tools.

Modulus Labs is foreign VC-funded and trusted by the world's largest financial ecosystems, we deliver the foundational systems that secure and process transactions around the globe. We're on a mission to build the future of payments—fast, reliable, and developer-first. Our team moves quickly, takes ownership, and thrives on solving complex problems at scale. We believe in high trust, high responsibility, and creating an environment where great engineers can do their best work. At our startup, you won't just be writing code—you'll be building and owning systems that power real-world payments at massive scale. If you want to see your work have an immediate impact, this is the place. Why Join Us? ➔ Impact: You'll build systems that move money and power businesses globally. ➔ Ownership: You'll have the freedom to ship fast, make decisions, and own your work end to end. ➔ Growth: Work with ambitious engineers solving some of the toughest technology challenges. ➔ Culture: We value freedom with responsibility, context over control, and excellence over process. Benefits: We take care of our people. From healthcare to team perks—you'll have access to competitive benefits that support you inside and outside of work. No fluff, just real support where it counts. Travel: Work takes you places—literally. Whether it's regional deployments, conferences, or global ops, expect to travel, learn, and lead on the ground where it matters. Equity: We don't just offer a salary—we offer real skin in the game. Join early, earn meaningful stock options, and build ownership in a company designed for scale. If we win, you win big.