Credit Initiator Officer- GMA and Rizal Area

5 days ago

Manila, National Capital Region, Philippines Saripay Full time ₱204,000 - ₱228,000 per year

About the Role

The Credit Initiator Officer is responsible for conducting on-ground customer verification and KYC (Know Your Customer) processes to ensure accurate and compliant onboarding of MSMEs and retail clients. This role is critical in bridging customer acquisition and credit risk operations by validating documents, gathering business information, and ensuring data integrity.

Key Responsibilities

  • Conduct field visits to verify customer identities, business operations, and documents.
  • Collect, validate, and upload KYC requirements (government IDs, permits, business documents).
  • Ensure all KYC submissions comply with internal and regulatory standards (BSP, AMLA, Data Privacy).
  • Capture and record additional customer details (store photos, location landmarks, invoices) as part of verification.
  • Report and escalate suspicious or incomplete documents to the Risk and Compliance team.
  • Ensure strict adherence to anti-fraud protocols and credit initiation policies.
  • Maintain confidentiality and integrity of customer information.
  • Update CRM or onboarding tools with verified data in real-time.
  • Track progress of accounts through the KYC funnel, ensuring timely turnaround.
  • Coordinate with the Acquisition and Credit Operations teams to address bottlenecks in the customer onboarding process.
  • Explain the product, credit terms, and next steps to customers during field visits.
  • Address customer questions regarding requirements and application processes.
  • Build trust and confidence with customers by ensuring transparency and professionalism.

Qualifications

  • Bachelor's degree in Business, Finance, Economics, or related field (or equivalent work experience).
  • 1–3 years of experience in field verification, credit initiation, collections, or customer onboarding (preferably in fintech, microfinance, or lending institutions).
  • Strong knowledge of KYC and regulatory compliance standards.
  • Ability to travel within assigned territory and conduct multiple field visits per day.
  • Strong interpersonal and communication skills.
  • Detail-oriented, disciplined, and able to work with minimal supervision.
  • Proficient in using mobile apps, CRM tools, and Google Workspace/Excel.

Key Traits for Success

  • High integrity and commitment to compliance.
  • Reliable and self-motivated with strong initiative.
  • Comfortable engaging with MSME clients on the ground.
  • Organized with strong time management skills.
  • Resilient and adaptable in a fast-paced, field-based role.

Job Types: Full-time, Fixed term, Fresh graduate

Contract length: 3 months

Pay: Php17, Php19,000.00 per month

Work Location: On the road

  • Head of Credit Risk

    2 hours ago

    Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱80,000 - ₱200,000 per year

    JOB PURPOSEThe Head - Credit Risk (HCR) is an international staff member responsible for supervising and overseeing the Credit Risk Group (CRG) of the Risk Management Department (RMD) at CGIF. The CRG's main duties include reviewing credit guarantee proposals and managing CGIF's existing credit guarantee portfolio. Additionally, the CRG manages the capital...

  • Credit Administration Analyst

    5 days ago

    Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱900,000 - ₱1,200,000 per year

    OVERVIEWThe Credit Administration Analyst (CAA) is a local staff that is responsible for credit administration and monitoring. The CAA will be assigned to the Credit Administration Unit of the Risk Management Department, Credit Risk Group.JOB DESCRIPTIONThe CAA assists CGIF's Credit Administration Officer (CAO) in the following.Monitoring for compliance of...

  • Medical Representative – South GMA Territory

    7 days ago

    Manila, National Capital Region, Philippines Gene Solutions Full time ₱1,200,000 - ₱2,400,000 per year

    About Gene SolutionsGene Solutions is a pioneering and prominent genetic testing company in Asia dedicated to developing and providing access to next-generation genetic testing. The company delivers on:Reproductive Health: Offering unique Non-invasive Prenatal Testing (NIPT) that integrates screening for recessive and dominant single-gene...

  • Sales Officer/Sales Manager

    2 weeks ago

    Manila, National Capital Region, Philippines China Bank PH Full time ₱900,000 - ₱1,200,000 per year

    Job OverviewA Bank Branch Sales Officer is responsible for driving revenue growth, acquiring new customers, and promoting banking products and services at the branch level. This role is pivotal in increasing the bank's market share, enhancing customer relationships, and achieving sales targets. The position also involves collaborating with internal teams to...

  • Credit Officer

    7 days ago

    Manila, National Capital Region, Philippines Chailease Berjaya Finance Corporation Full time ₱500,000 - ₱1,000,000 per year

    Benefits:Quarterly IncentivesAllowancesLeave CreditsHMO and life insurance13th-month payAnnual performance-based/company profit bonusesAnnual performance-based salary increases.Professional Development OpportunitiesResponsibilities:Prepare credit report by reviewing credit applications, conducting a background investigation, making phone calls, visiting and...

  • Credit Officer

    2 days ago

    Manila, National Capital Region, Philippines Borg Full time ₱900,000 - ₱1,200,000 per year

    About the RoleBorg is seeking a detail-oriented and proactive Credit Officer to join our Manila-based team. In this role, you will be responsible for processing customer credits due to product returns, faults, or invoice discrepancies. You will investigate claims, identify root causes, and recommend appropriate resolutions, working closely with both internal...

  • Credit Review Officer

    5 days ago

    Manila, National Capital Region, Philippines Curran Daly + Associates Full time ₱900,000 - ₱1,200,000 per year

    Credit Review OfficerJob SummaryPreparation and credit assessment of loan proposals and corresponding borrowersCredit risk and portfolio managementCompliance with internal and external policiesSpecific Duties & ResponsibilitiesEnsure consistent and proactive coordination with Institutional Banking Segment (IBS) counterparts for timely submission of...

  • Credit Review Officer

    7 days ago

    Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱600,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Review Officer

    2 hours ago

    Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱300,000 - ₱600,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Business Credit Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Bank of Makati, A Savings Bank Full time ₱900,000 - ₱1,200,000 per year

    Company DescriptionBuild your career with us Bank of Makati, A Savings Bank, is a fast-growing institution dedicated to catering to small and medium entrepreneurs. We provide tailored financial solutions to help businesses grow and succeed. Our commitment to excellent service and community support has positioned us as a trusted financial partner.Role...