Credit Review Officer

4 days ago

Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱600,000 - ₱1,200,000 per year

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach

Position Title: Credit Review Officer

Job Summary:

  • Preparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Role Exposure:

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
  • Validates data provided by lending units as part of the credit assessment.
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations.
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times.

Qualifications:

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines
  • Experienced commercial / corporate Credit Analyst
  • Experienced commercial / corporate Relationship Manager (willing to do Credit)
  • Experienced Certified Public Accountant (CPA) from top accounting firms
  • Experienced Credit Officers handling commercial and consumer loans

Other Details:

Rank: Junior Officer

Unit: Office of the President / Credit Group / Commercial Credit Division

Location: Binondo

  • Credit Review Officer

    2 days ago

    Manila, National Capital Region, Philippines Curran Daly + Associates Full time ₱900,000 - ₱1,200,000 per year

    Credit Review OfficerJob SummaryPreparation and credit assessment of loan proposals and corresponding borrowersCredit risk and portfolio managementCompliance with internal and external policiesSpecific Duties & ResponsibilitiesEnsure consistent and proactive coordination with Institutional Banking Segment (IBS) counterparts for timely submission of...

  • Commercial Review Officer

    4 days ago

    Manila, National Capital Region, Philippines PSBank Official Full time ₱900,000 - ₱1,200,000 per year

    Job description:· Leads the delivery of credit and collections services to the concerned business units and partners; ensures that all process, transactions, targets and decisions adhere to established Bank policies and that required turnaround times (TAT) are met.· Creates and implements relevant process improvements, systems enhancements, strategies and...

  • Credit Officer

    4 days ago

    Manila, National Capital Region, Philippines Chailease Berjaya Finance Corporation Full time ₱500,000 - ₱1,000,000 per year

    Benefits:Quarterly IncentivesAllowancesLeave CreditsHMO and life insurance13th-month payAnnual performance-based/company profit bonusesAnnual performance-based salary increases.Professional Development OpportunitiesResponsibilities:Prepare credit report by reviewing credit applications, conducting a background investigation, making phone calls, visiting and...

  • Credit Administration Analyst

    2 days ago

    Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱900,000 - ₱1,200,000 per year

    OVERVIEWThe Credit Administration Analyst (CAA) is a local staff that is responsible for credit administration and monitoring. The CAA will be assigned to the Credit Administration Unit of the Risk Management Department, Credit Risk Group.JOB DESCRIPTIONThe CAA assists CGIF's Credit Administration Officer (CAO) in the following.Monitoring for compliance of...

  • Business Credit Officer

    1 week ago

    Manila, National Capital Region, Philippines Bank of Makati, A Savings Bank Full time ₱900,000 - ₱1,200,000 per year

    Company DescriptionBuild your career with us Bank of Makati, A Savings Bank, is a fast-growing institution dedicated to catering to small and medium entrepreneurs. We provide tailored financial solutions to help businesses grow and succeed. Our commitment to excellent service and community support has positioned us as a trusted financial partner.Role...

  • Credit Process Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Rapid Screening Pty Ltd Full time ₱900,000 - ₱1,200,000 per year

    Are you passionate about helping clients achieve their homeownership dreams?Do you have solid servicing or para broking experience and thrive in a detail-driven, client-focused environment?We're on the lookout for a Mortgage and Credit Process Officer — someone who's ready to take their Australian mortgage servicing career to the next levelAbout the RoleAs...

  • Credit Approver

    4 days ago

    Manila, National Capital Region, Philippines Chailease Berjaya Finance Corporation Full time

    Role DescriptionThe Credit Approver will be responsible for approving loan applications with assigned approving authority. This role will review and confirm the assessments conducted by the Credit Officers and make the final approval decision based on established guidelines and credit policies.QualificationsAt least 5 years experience as Credit...

  • Credit Risk Officer

    4 days ago

    Manila, National Capital Region, Philippines Pearson Full time $80,000 - $120,000 per year

    Credit Risk OfficerRole Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.Key DeliverablesSupports in...

  • Credit Control Officer I

    2 days ago

    Manila, National Capital Region, Philippines QBE Insurance Group Full time

    Primary DetailsTime Type: Full timeWorker Type: EmployeeThe purpose of the role is to work across the credit control process, ensuring timely collection of outstanding debts, and maintaining accurate records of all credit transactions. This role involves working closely with the finance, policy solutions and underwriting teams to monitor and manage credit...

  • commercial review department head

    1 week ago

    Manila, National Capital Region, Philippines PSBank Official Full time ₱1,200,000 - ₱3,600,000 per year

    Leads the delivery of credit and collections services to the concerned business units and partners; ensures that all processes, transactions, targets, and decisions adhere to established Bank policies and that required turnaround times (TAT) are met.Creates and implements relevant process improvements, systems enhancements, strategies and plans for the...