Credit Review Officer
2 days ago
Credit Review Officer
Job Summary
- Preparation and credit assessment of loan proposals and corresponding borrowers
- Credit risk and portfolio management
- Compliance with internal and external policies
Specific Duties & Responsibilities
- Ensure consistent and proactive coordination with Institutional Banking Segment (IBS) counterparts for timely submission of pre-approval documents, and actively manage assigned portfolio accounts with the lending officer
- Prepare the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts, in line with policy and the agreed Service Level Agreement (SLA) with IBS
- Validate data provided by lending units as part of the credit assessment process
- Assess collateral, documentation deviations, and propose necessary mitigations
- Identify relevant policy and regulatory deviations to ensure a fair assessment of overall risks and provide appropriate recommendations
- Prepare financial spreadsheets and conduct financial evaluations of new borrowing clients; may also evaluate ERCAs prepared by IBS for the establishment of credit facilities
- Determine and assess credit risk ratings and classifications, ensuring accuracy and relevance at all times
Qualifications
- Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management, or Economics
- At least 3 years of experience in credit, with focus on commercial and corporate loans
- Strong background in credit risk analysis
- Strong quantitative and analytical skills
- Proactive approach to problem-solving and ability to meet tight deadlines
- Experience in any of the following is an advantage:
- Commercial / corporate Credit Analyst
- Commercial / corporate Relationship Manager
- Certified Public Accountant (CPA) from top accounting firms
- Credit Officer handling commercial and consumer loans
Other Details
- Rank: Officer
- Unit: Credit Group
- Location: Binondo – Federal Tower branch (5HC)
-
Credit Review Officer
4 days ago
Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱600,000 - ₱1,200,000 per yearBe #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...
-
Commercial Review Officer
4 days ago
Manila, National Capital Region, Philippines PSBank Official Full time ₱900,000 - ₱1,200,000 per yearJob description:· Leads the delivery of credit and collections services to the concerned business units and partners; ensures that all process, transactions, targets and decisions adhere to established Bank policies and that required turnaround times (TAT) are met.· Creates and implements relevant process improvements, systems enhancements, strategies and...
-
Credit Officer
4 days ago
Manila, National Capital Region, Philippines Chailease Berjaya Finance Corporation Full time ₱500,000 - ₱1,000,000 per yearBenefits:Quarterly IncentivesAllowancesLeave CreditsHMO and life insurance13th-month payAnnual performance-based/company profit bonusesAnnual performance-based salary increases.Professional Development OpportunitiesResponsibilities:Prepare credit report by reviewing credit applications, conducting a background investigation, making phone calls, visiting and...
-
Credit Administration Analyst
2 days ago
Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱900,000 - ₱1,200,000 per yearOVERVIEWThe Credit Administration Analyst (CAA) is a local staff that is responsible for credit administration and monitoring. The CAA will be assigned to the Credit Administration Unit of the Risk Management Department, Credit Risk Group.JOB DESCRIPTIONThe CAA assists CGIF's Credit Administration Officer (CAO) in the following.Monitoring for compliance of...
-
Business Credit Officer
7 days ago
Manila, National Capital Region, Philippines Bank of Makati, A Savings Bank Full time ₱900,000 - ₱1,200,000 per yearCompany DescriptionBuild your career with us Bank of Makati, A Savings Bank, is a fast-growing institution dedicated to catering to small and medium entrepreneurs. We provide tailored financial solutions to help businesses grow and succeed. Our commitment to excellent service and community support has positioned us as a trusted financial partner.Role...
-
Credit Process Officer
2 weeks ago
Manila, National Capital Region, Philippines Rapid Screening Pty Ltd Full time ₱900,000 - ₱1,200,000 per yearAre you passionate about helping clients achieve their homeownership dreams?Do you have solid servicing or para broking experience and thrive in a detail-driven, client-focused environment?We're on the lookout for a Mortgage and Credit Process Officer — someone who's ready to take their Australian mortgage servicing career to the next levelAbout the RoleAs...
-
Credit Approver
4 days ago
Manila, National Capital Region, Philippines Chailease Berjaya Finance Corporation Full timeRole DescriptionThe Credit Approver will be responsible for approving loan applications with assigned approving authority. This role will review and confirm the assessments conducted by the Credit Officers and make the final approval decision based on established guidelines and credit policies.QualificationsAt least 5 years experience as Credit...
-
Credit Risk Officer
4 days ago
Manila, National Capital Region, Philippines Pearson Full time $80,000 - $120,000 per yearCredit Risk OfficerRole Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.Key DeliverablesSupports in...
-
Credit Control Officer I
2 days ago
Manila, National Capital Region, Philippines QBE Insurance Group Full timePrimary DetailsTime Type: Full timeWorker Type: EmployeeThe purpose of the role is to work across the credit control process, ensuring timely collection of outstanding debts, and maintaining accurate records of all credit transactions. This role involves working closely with the finance, policy solutions and underwriting teams to monitor and manage credit...
-
commercial review department head
1 week ago
Manila, National Capital Region, Philippines PSBank Official Full time ₱1,200,000 - ₱3,600,000 per yearLeads the delivery of credit and collections services to the concerned business units and partners; ensures that all processes, transactions, targets, and decisions adhere to established Bank policies and that required turnaround times (TAT) are met.Creates and implements relevant process improvements, systems enhancements, strategies and plans for the...