Risk Assessment Specialist

11 hours ago


Bacolod City, Western Visayas, Philippines beBeeRiskAssessment Full time ₱600,000 - ₱1,200,000
About the Role

Evaluating borrowers and identifying opportunities is a crucial aspect of this position. As an Enterprise Risk Specialist/Credit Assistant, you will be responsible for assessing inherent risks and recommending appropriate facilities with mitigants in place to safeguard the bank's interests.

The role involves conducting interviews and ocular inspections with clients to determine their risk profile, preparing credit proposals with gathered information, and presenting these proposals to assist the team in achieving its goals. Additionally, conducting financial analysis to assess the client's capacity to repay and staying updated with the credit policy manual and risk bulletins are key responsibilities.

You will collaborate with Relationship Managers during loan packaging, identifying credit risks and acceptable mitigants for approval. Planning for interim extensions, client calls, or information gathering (such as AFS, bank checkings, appraisals) in advance to ensure timely renewals and avoid expired lines is also essential.



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