Enterprise Risk Specialist/Credit Assistant

4 weeks ago

Bacolod City, Western Visayas, Philippines Stfrancis Full time
Enterprise Risk Specialist/Credit Assistant (Bacolod) (Rolling Intake)
  • Application open date: Apply by 30 Nov 2025
About the Role

As an Enterprise Risk Specialist/Credit Assistant, you are responsible for evaluating the borrowers or potential borrowers of the bank according to the inherent risks and opportunities that the bank may undertake. You will also recommend appropriate facilities with mitigants in place to safeguard the bank's interests.

How you will contribute
  1. Conduct interviews and ocular inspections with clients to determine their risk profile.
  2. Prepare credit proposals with all gathered information and internal tools for presentation to CRECOM and EXCOM.
  3. Present credit proposals to CRECOM to support the team in achieving its goals. Conduct financial analyses to assess clients' repayment capacity.
  4. Stay updated with the credit policy manual and risk bulletins to ensure compliance with bank policies and regulations.
  5. Collaborate with Relationship Managers during loan packaging, identifying credit risks and suitable mitigants for approval.
  6. Plan interim extensions, client calls, or information gathering (AFS, bank checks, appraisals) to ensure timely renewals and prevent expired lines.
What we're looking for
  • Bachelor's Degree in Business Studies/Administration/Management, Banking and Finance, Marketing, Finance, or related fields.
  • Knowledge of banking, financial evaluation/appraisal, accounting, audit, tax services, and investment industries.
  • Effective communication skills with all organizational levels and external parties.
  • Basic accounting and credit policy knowledge, financial analysis skills, and good written communication.
  • Fresh graduates are welcome to apply.
#J-18808-Ljbffr

  • Credit Review Associate

    3 weeks ago

    Bacolod City, Western Visayas, Philippines Cepat Kredit Financing Inc. Full time

    Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed.Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.Evaluate the risk profile of borrowers by analyzing factors such as income...

  • Employee Experience Specialist

    2 weeks ago

    Bacolod City, Western Visayas, Philippines beBeeEngagement Full time ₱800,000 - ₱1,200,000

    Job Title: Employee Experience SpecialistBuild and maintain a positive work environment that fosters employee engagement, diversity, and inclusion.Partner with HR to develop and implement strategies to improve engagement among employees.Develop internal networks and drive change management, communication, and leadership of Culture & Engagement...

  • Business Credit Analyst Professional

    19 hours ago

    Cebu City, Central Visayas, Philippines beBeeRisk Full time ₱2,000,000 - ₱3,500,000

    Job Title:Senior Risk Management SpecialistJob Description:This role involves ensuring the creditworthiness of customers is independently verified for approval of credit line requests. Credit lines are managed in accordance with approved company policies, and credit terms are strictly implemented.

  • Assistant Credit Administrator

    1 day ago

    Cebu City, Central Visayas, Philippines beBeeCredit Full time

    Credit Operations Support RoleJob SummarySupports and assists the Branch Head in maintaining the cleanliness and orderliness of branch premises in accordance with company standards, while performing a range of administrative tasks including managing office supplies, filing documents, and processing office expenses.Key ResponsibilitiesAssists the Branch Head...

  • Credit Officer

    1 day ago

    Cebu City, Central Visayas, Philippines Union Galvasteel Corporation Full time

    This job ensures that the creditworthiness of customers is independently and effectively established as a basis for approval of credit line requests by the authorized company's officers; the credit lines extended to customers are managed in accordance with the approved credit policies of the company; and the approved credit terms and conditions of the...

  • Financial Risk Evaluator

    2 weeks ago

    Cebu City, Central Visayas, Philippines beBeeCreditRiskEvaluator Full time ₱4,500,000 - ₱7,500,000

    Key Role:The Financial Risk Evaluator is responsible for thoroughly assessing the bank's corporate risk assets across various products.Responsibilities include ensuring high standards of credit due diligence are met for all Commercial/Corporate Banking accounts with credit facilities.Evaluate the creditworthiness of corporate banking accountsConduct regular...

  • Engagement Manager

    4 weeks ago

    Bacolod City, Western Visayas, Philippines Ubiquity Global Services, Inc. Full time

    Role Responsibilities:Support the Leaders of the People Team, the Culture, Communication and Experience Team, and the site People Team Manager, and partner with the People Partners to define, build and grow the company culture.Assist in the development, implementation, and assessment of strategies and programs to continuously improve engagement among our...

  • Financial Risk Management Specialist

    1 day ago

    Cebu City, Central Visayas, Philippines beBeeLoan Full time

    Job Description:About the RoleOur Consumer Lending Team is seeking experienced professionals to join our team in Cebu and Davao as a Loans Associate.As a Loan Associate, you will oversee a team that reviews loan-related documents for accuracy and completeness, including credit, collateral, and borrower documents. You will provide timely feedback to partners...

  • Financial Services Specialist

    1 day ago

    Bacolod City, Western Visayas, Philippines beBeeAccount Full time ₱600,000 - ₱800,000

    Account Officer RoleWe are seeking a skilled Account Officer to manage loan booking and release processes, ensuring compliance with regulatory and credit policies.The successful candidate will be responsible for:Booking approved loans in accordance with bank guidelinesConfirming approval terms and conditions with clients/branchesReviewing loan and collateral...

  • Engagement Manager

    4 weeks ago

    Bacolod City, Western Visayas, Philippines Ubiquity Full time

    Role Responsibilities:Support the Leaders of the People Team, the Culture, Communication and Experience Team, and the site People Team Manager, and partner with the People Partners to define, build and grow the company culture Assist in the development, implementation, and assessment of strategies and programs to continuously improve engagement among our...