
Relationship Manager
9 hours ago
Responsibilities
- Responsible for marketing and generating loans based on target market and lending directions of the bank.
- Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
- Monitor and nurture approved accounts.
- Act as a credit officer, making recommendations based on the client’s financial needs and conditions.
- Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
- Disclose all credit information to the approving body.
- Ensure proper documentation for approved loans, including account registration and loan disbursement.
- Continuously monitor and supervise accounts until full repayment.
- Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.
- Preferably a graduate of any Business Related course.
- With at least with three (3) years of experience in banking and sales in other banks.
- Preferably with experience as Relationship Manager.
- Preferably with existing loan portfolio.
- Strong loan marketing and sales skills.
- Excellent negotiation skills.
- Proficient in credit analysis and risk assessment.
- Experience in rural banking is a plus.
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