Relationship Manager

3 weeks ago


Pampanga Philippines Hi-Perf Business Solutions Full time

Responsibilities

  • Responsible for marketing and generating loans based on target market and lending directions of the bank.
  • Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
  • Monitor and nurture approved accounts.
  • Act as a credit officer, making recommendations based on the client’s financial needs and conditions.
  • Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
  • Disclose all credit information to the approving body.
  • Ensure proper documentation for approved loans, including account registration and loan disbursement.
  • Continuously monitor and supervise accounts until full repayment.
  • Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.
Qualifications
  • Preferably a graduate of any Business Related course.
  • With at least with three (3) years of experience in banking and sales in other banks.
  • Preferably with experience as Relationship Manager.
  • Preferably with existing loan portfolio.
  • Strong loan marketing and sales skills.
  • Excellent negotiation skills.
  • Proficient in credit analysis and risk assessment.
  • Experience in rural banking is a plus.
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