Account Officer

1 week ago

Cebu City, Central Visayas, Philippines JK Capital Finance Inc. Full time ₱800,000 - ₱1,200,000 per year

Job Description:

SALES

  • Review loan requests
  • Helps customers by answering questions; responding to requests.
  • Assess clients' financial status
  • Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Maintains customer confidence by keeping loan information confidential
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Accountable for achieving branch sales targets
  • Generate Sales Leads (loan application)
  • Generate Qualified Loan Consultant/Agent Leads through cold calling, area mapping/saturation, referral, and listings. Retain more active agents
  • Conduct Sales calls and presentations/ Orientations
  • Drives effort and initiates LC Generation Activities
  • Filing of loan application and encoding sales data in the system for proper monitoring ∙ Processing, qualifying, and validating of loan release documents
  • Strategize sales approach to effectively bring in new clients
  • Achieve and exceed goals through sales strategies, clientele, sourcing new customers and maintaining and building productive long-term relationships with existing customers
  • Revive inactive agents (Loan Consultants) inactive agencies
  • Build relationship with existing active agents (Loan Consultants) and Agencies.
  • Keep consistent communication via (cell phone, email, social media)
  • Update agent data (mobile no, email, home address, work address)
  • Incentivize through workshops, orientation, promos, events, and benefits
  • Address concerns and comments
  • Accredit new agents (Loan Consultants)- Use marketing tools (social media: [ i.e. group chats, Facebook posts, linked in] online ads, telemarketing: [text, calls, emails])
  • Train all accredited agents (Loan Consultants) and Agencies
  • Conducting Orientation (online, in-person), seminars
  • Conducting Small to large scale events and workshops
  • Collect applications from agents (Loan Consultants) and Agencies to increase volume of sales production.

CREDIT INVESTIGATION

  • Compile and analyze credit information gathered by investigation. Create investigation report and provide weekly/daily updates to the department
  • Collect customer documents as required to verify its integrity and authenticity
  • Verify   customer's past or current credit record
  • View the customer's assets and evaluate the value
  • Conduct complete background and credit investigation checks: Identity, residence/ neighborhood, reference contacts, due diligence as to assets, property, affiliations and property inspections
  • Basic knowledge in appraisal (for collateral loan purpose).
  • Assessing credit worthiness of existing or prospective clients.

  • Accounting Officer

    3 days ago

    Cebu City, Central Visayas, Philippines Zubu Design Associates Full time ₱1,200,000 - ₱3,600,000 per year

    Zubu Design Associates is currently seeking a detail-oriented and organized Accounting Officer to join our Accounting/Finance Department. As an Accounting Officer, you will be responsible for recording of financial transactions, assisting in compliance of government regulations, and contributing to the financial health of the company.● Accounts Payable:...

  • Account Officer

    3 days ago

    Cebu City, Central Visayas, Philippines Private Advertiser Full time ₱900,000 - ₱1,200,000 per year

    Division: Account ManagementYour role:• Account solicitation / marketing of bank products• Credit evaluation• Preparation of credit proposals for new credit facilities and renewals• Obtain credit approval from the Credit Committee• Coordination with related units for documentation and implementation purposes• Administration and monitoring of...

  • Account Officer

    2 weeks ago

    Cebu City, Central Visayas, Philippines Itechrar Solution Full time ₱900,000 - ₱1,200,000 per year

    Job Summary:The Account Officer is responsible for managing client accounts, ensuring customer satisfaction, and supporting the company's sales and financial objectives.Duties and Responsibilities:Manage and maintain relationships with assigned clients/accounts.Handle client inquiries, requests, and concerns in a timely and professional manner.Support the...

  • Accounts Officer

    3 weeks ago

    Cebu City, Central Visayas, Philippines Cloudstaff Full time

    The Accounts Officer will primarily focus on reconciliations, bookkeeping, and supporting the finance team in maintaining accurate financial records. The role will also provide backup support to the Accounts Payable function when required.Duties and ResponsibilitiesReconciliations & Bookkeeping (Primary Focus):Perform daily bank reconciliations, including...

  • Accounts Officer

    3 days ago

    Cebu City, Central Visayas, Philippines Cloudstaff Full time ₱104,000 - ₱130,878 per year

    The Accounts Officer will primarily focus on reconciliations, bookkeeping, and supporting the finance team in maintaining accurate financial records. The role will also provide backup support to the Accounts Payable function when required.Duties and ResponsibilitiesReconciliations & Bookkeeping (Primary Focus):Perform daily bank reconciliations, including...

  • Accounting Officer

    1 week ago

    Cebu City, Central Visayas, Philippines Beyond I. Tech Ventures Corporation Full time ₱400,000 - ₱800,000 per year

    The Accounting Officer is responsible for managing and maintaining accurate financial records, preparing reports, and ensuring compliance with accounting standards and company policies. This role supports decision-making by providing timely financial information and assists in monitoring the company's financial health.Bookkeeping & Data Entry:Process and...

  • social welfare officer iii

    5 days ago

    Cebu City, Central Visayas, Philippines Department of Social Welfare and Development Field Officer VII - Government Full time ₱250,000 - ₱350,000 per year

    As Unit Office Manager, plan for annual targets of the unit, aware of resources available within and outside her area of jurisdiction in order to match the needs and problems of the barangays to be served during the given period;As implementor, handle court-related cases on adoption, youthful offenders, child abused, r4pe victims, and others; conducts...

  • Accounting Officer

    3 days ago

    Cebu City, Central Visayas, Philippines ASTRO'S SPACE PARK Full time ₱200,000 - ₱240,000 per year

    The Accounting Officer is responsible for managing and maintaining accurate financial records, ensuring compliance with accounting standards and government regulations, and supporting the company's overall financial health. This role involves handling daily accounting operations, preparing reports, and assisting in audits and financial planning.Key...

  • Accounting Officer

    3 days ago

    Cebu City, Central Visayas, Philippines CEBU CABLE MANAGEMENT CORP Full time ₱360,000 - ₱600,000 per year

    Cebu Cable Internet and Misamis Cable Internet are cable TV (CATV) and internet service providers in Visayas and Mindanao. We are seeking a detail-oriented and dedicated Senior Accounting Officer to manage our company's financial records and transactions. The ideal candidate will oversee daily accounting tasks, ensure accuracy in financial reporting, and...

  • Senior Accounting Officer

    2 weeks ago

    Cebu City, Central Visayas, Philippines University of Perpetual Help System - Laguna Full time

    OverviewThe University of the Perpetual Help System, committed to excellence in education and health care, was founded through the dedicated efforts of Dr. Jose G. Tamayo and Dr. Josefina Laperal Tamayo. The university embodies the founders' vision of service, providing top-notch education and healthcare services. Situated in Laguna, it has grown to be a...