Account Officer
6 days ago
Who are we looking for:
Account Officer (Corporate Loans)
Division: Corporate Banking Division
Your role:
- Account solicitation / marketing of bank products
- Credit evaluation
- Preparation of credit proposals for new credit facilities and renewals
- Obtain credit approval from the Credit Committee
- Coordination with related units for documentation and implementation purposes
- Administration and monitoring of borrowing accounts for budget, portfolio quality and audit compliance purposes.
- Client visitation to obtain / update / validate business information
- Supervision of account officer assistant in handling loan availment / payments, report preparation and other administrative functions.
Specific duties and responsibilities:
- Solicit accounts for establishment of credit facilities, cross selling of other bank products such as deposits, insurance, credit card for principals
- Coordinate / follow-up submission of bank requirements from clients to facilitate evaluation.
- Prepare financial analysis and evaluation based on historical financial statements and other sources of information (eg. sales invoice)
- Request credit / trade checkings and appraisal of proposed collateral and review corresponding reports.
- Prepare credit proposals for new credit facilities and renewals indicating results of evaluation.
- Obtain credit approval from the Credit Committee
- Obtain loan and collateral documents from clients prior to implementation of approved loan transaction.
- Conduct regular client visitation to obtain/update/validate business information
- Supervise account assistants in handling loan availments / payments, report preparation and other administrative functions.
- Handle ad hoc duties
Qualifications:
College Graduate of Accounting or Business course (with accounting units)
Knowledge in Corporate Banking, Commercial Banking, Account Management as an Account Officer.
Employment type: Full-time
Work Arrangement: On-Site
Why choose us?
- Competitive Salary and Benefits package
- Guaranteed Bonus and Allowances
- Opportunities for enhanced learning
- Personal mentoring from the top management
- Fast-paced highly dynamic work environment
- Make a positive Impact in a culture that supports success
- Training and Career Development
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