Loan Account Officer
1 day ago
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Job Title: Account Officer
Job Summary:
- This position is responsible for managing loan booking/release from approval of the account until compliance/submission of loan terms and conditions until booking and ensuring compliance to regulatory and credit policies of the Bank.
Specific Competencies:
- Drives the booking of approved loans.
- Confirmation of approval terms and conditions with clients/branches.
- Pre-screens loan and collateral documents as to completeness and sufficiency.
- Facilitates loan document signing and regular coordination with clients/branches.
- Liaises with internal and external clients for the submission of documents or perform any process necessary for booking of the loan.
- Provides clients/branches with regular updates on the status of loan booking.
- Tracks and monitors document deficiencies. Follow up submission as deemed necessary.
- Handles pre-booking related inquiries, requests, and concerns.
- Contributes to the enhancement and implementation of loan programs.
- Recommends policy, process, and system improvement of the Department/Division.
- Performs other related functions that may be assigned from time to time.
Qualifications:
- Bachelor's degree in any course
- 2–3 years of experience as an Account Officer, specifically handling home loans or mortgage accounts
Rank: Junior Officer
Office Location: Cebu
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