Loan Account Officer

4 days ago

Cebu City, Central Visayas, Philippines Metropolitan Bank & Trust Company Full time ₱120,000 - ₱180,000 per year

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Job Title: Account Officer

Job Summary:

  • This position is responsible for managing loan booking/release from approval of the account until compliance/submission of loan terms and conditions until booking and ensuring compliance to regulatory and credit policies of the Bank.

Specific Competencies:

  • Drives the booking of approved loans.
  • Confirmation of approval terms and conditions with clients/branches.
  • Pre-screens loan and collateral documents as to completeness and sufficiency.
  • Facilitates loan document signing and regular coordination with clients/branches.
  • Liaises with internal and external clients for the submission of documents or perform any process necessary for booking of the loan.
  • Provides clients/branches with regular updates on the status of loan booking.
  • Tracks and monitors document deficiencies.  Follow up submission as deemed necessary.
  • Handles pre-booking related inquiries, requests, and concerns.
  • Contributes to the enhancement and implementation of loan programs.
  • Recommends policy, process, and system improvement of the Department/Division.
  • Performs other related functions that may be assigned from time to time.

Qualifications:

  • Bachelor's degree in any course
  • 2–3 years of experience as an Account Officer, specifically handling home loans or mortgage accounts

Rank: Junior Officer

Office Location: Cebu

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