Account Officer

2 weeks ago

Cebu City, Central Visayas, Philippines bdf46f4b-518d-4ecb-be96-40b80f7caab2 Full time ₱30,000 - ₱60,000 per year

SALES

· Accountable for achieving branch sales targets

· Generate Sales Leads (loan application)

· Generate Qualified Loan Consultant/Agent Leads through cold calling, area mapping/saturation, referral, and listings. Retain more active agents

· Conduct Sales calls and presentations/ Orientations

· Drives effort and initiates LC Generation Activities

· Filing of loan application and encoding sales data in the system for proper monitoring

· Processing, qualifying, and validating of loan release documents

· Strategize sales approach to effectively bring in new clients

· Achieve and exceed goals through sales strategies, clientele, sourcing new customers and maintaining and building productive long-term relationships with existing customers

CREDIT INVESTIGATION

· Compile and analyze credit information gathered by investigation. Create investigation report and provide weekly/daily updates to the department

· Collect customer documents as required to verify its integrity and authenticity

· Verify customer's past or current credit record

· View the customer's assets and evaluate the value

· Conduct complete background and credit investigation checks: Identity, residence/ neighborhood, reference contacts, due diligence as to assets, property, affiliations.

· Basic knowledge in appraisal (for collateral loan purpose).

· Assessing credit worthiness of existing or prospective clients.

COLLECTION

· Home and business visits of delinquent clients

· Reports to Collection Manager about the business status, whereabouts and neighborhood feedback of clients

· Serve demand letters

· Negotiate and persuade clients to pay

· Utilize various means and resources of skip tracing to locate clients.

· Encourage clients to use online payment instead of cash collection

· Pick up post-dated checks and ensure that the checks have no erasures or overwriting.

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