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loans specialist-sales

2 weeks ago

Cebu City, Central Visayas, Philippines East West Rural Bank, Inc. Full time

Please Note that this job will entail you to do field work using a motorcycle.

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

  • Do site/ area visits (Field work) within the area and nearby towns
  • Perform Sales and Marketing on bank's products
  • Do client engagement, perform product orientation, and other marketing strategies of the bank.
  • Facilitate Loan Application to Clients
  • Verify and check the validity and authenticity of loan application document attachments
  • Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting
  • Ensures efficient loan document preparation and loan processing
  • Facilitate approval of loan application
  • Monitor loan application status
  • Make sure to do accurate, complete and timely loan report preparation and submission.
  • Make sure to accurately monitor loans to achieve low to zero past due rate.
  • Ensure all releases are billed and duly deducted on the identified effectiveness date
  • Prepare/ Compose justification for Deviation
  • Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

  • Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses
  • With background in Loans and Microfinance is an advantage
  • A resident of the area or of nearby places (within 30 min travel time to the store location)
  • Very good MS Office Application Proficiency
  • Good Judgment skills
  • Good verbal and written communication skills
  • Good problem-solving skills
  • Very good human relations skills
  • Fast Learner and willing to learn
  • Customer Focused
  • Results Driven
  • Good Stress Tolerance
  • Keen to details
  • With Integrity
  • Good team player
  • With driving skills (with license) is an advantage