
Credit Appraiser
2 days ago
Key Responsibilities:
- Inspect and evaluate residential, commercial, and agricultural properties offered as loan collateral.
- Conduct market research and analysis to determine the fair market value of properties.
- Prepare and submit detailed appraisal reports with accurate and clear documentation.
- Coordinate with loan officers and the credit department to communicate appraisal results and recommendations.
- Ensure compliance with internal controls, credit assessment standards, and legal guidelines.
- Update and maintain records of appraisals and track appraisal-related documentation.
- Perform regular follow-ups on existing collateral and reappraisal as needed.
- Participate in credit risk review meetings by providing technical insights on property valuations.
- Travel to various locations as required, preferably with a valid driver's license and ability to drive.
Qualifications:
- Bachelor's degree in Engineering, Real Estate Management, Finance or related field.
- At least 2 years of professional experience as a credit appraiser or in property valuation, preferably in a banking environment.
- Excellent knowledge of appraisal techniques, property laws, and market dynamics.
- Strong analytical, organizational, and communication skills.
- Ability to work independently and meet deadlines within a team setting.
- Possession of a valid driver's license and ability to travel for site inspections.
Job Types: Full-time, Permanent
Benefits:
- Additional leave
- Company Christmas gift
- Company events
- Health insurance
- Opportunities for promotion
- Promotion to permanent employee
Work Location: In person
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