Loans Associate
4 days ago
JOB OBJECTIVE:
- Performs administrative functions such as facilitating the release of loan check and ensuring compliance of the borrower to loan documents/requirements.
RESPONSIBILITIES:
· Informs the client regarding loan charges such as monthly amortization, deductions, penalties, net proceeds and documentation requirements prior to release of loan.
· Ensures that borrower/co-borrower/co-maker complies with the required documents prior to release of loan proceed.
· Checks the completeness, validity and authenticity of all documents submitted by the borrower/co-borrower/co-maker.
· Facilitates signing of legal documents to borrowers/co-borrowers/co-makers such as Promissory Note (PN), Disclosure Statement (DS), Chattel Mortgage (CHM), Dacion En Pago, Voluntary Surrender (for collateral), and Deed of Assignment as applicable.
· Prepares the Post-Dated Checks (PDCs) and provides a printed copy of PDC list to Treasury Assistant.
· Prepares and submits the following reports to the Immediate Superior on a daily and monthly basis:
Accounts Released - Treasury Head
For Mortgage Collateral Accounts Released - Documentation Assistant
· Facilitates releasing of loan proceeds to borrowers after completing the required documentations and cancellation of loan checks that are not claimed by borrowers.
· Encodes all information of the loan borrower in the database system (master file).
· Prepares check requests for rebates, refunds, agent's commission, net proceeds, cash cards and opening of checking account
· Consolidates and ensures proper filing of all loan documents.
· Performs other work-related functions that may be assigned from time to time.
Job Type: Full-time
Benefits:
- Additional leave
- Company Christmas gift
- Company events
- Opportunities for promotion
- Paid training
Work Location: In person
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