
Senior Loan Processor
2 weeks ago
Job Summary:
We are seeking a highly skilled and detail-oriented Senior Loan Processor with solid experience in the Australian mortgage industry. This role is responsible for managing the end-to-end loan processing cycle, ensuring all documentation is accurate and compliant with Australian lending regulations. The ideal candidate will have strong knowledge of self-employed applications, SMSF loans, and refinancing, along with hands-on experience using Infynity and servicing calculators.
Key Responsibilities:
- Oversee the full mortgage processing workflow from submission through to settlement.
- Ensure all loan applications meet lender and regulatory requirements (NCCP, responsible lending).
- Liaise with brokers, clients, and lenders to collect and verify required documents.
- Review and process broker notes, financial statements, tax returns, and supporting documentation.
- Order valuations and interpret reports in line with lender criteria.
- Handle complex loan types including self-employed, SMSF, PAYG, refinance, and trust loans.
- Use Infynity and servicing calculators to assess serviceability and data accuracy.
- Maintain clear communication with all parties to ensure efficient loan progress.
Required Skills & Experience:
- Proven experience in mortgage loan processing within the Australian finance industry.
- Strong understanding of financial documents (e.g., tax returns, BAS, payslips, bank statements).
- Proficiency in Infynity and relevant loan software/tools.
- Knowledge of servicing calculators, income assessment, and lending policies.
- Exceptional attention to detail and ability to manage multiple files simultaneously.
- Excellent customer service and communication skills.
- Experience working with brokers and aggregators.
Preferred Qualifications:
- Familiarity with loan origination systems and aggregator platforms (e.g., AFG, Connective, PLAN).
- Experience processing SMSF and trust loans.
- Strong organisational and time management skills.
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