Credit Underwriter and Loan Processing Associate

2 days ago

Pasig, National Capital Region, Philippines Staff Domain Inc. Full time A$90,000 - A$120,000 per year
Setup and Location: Onsite-Ortigas
Work Schedule: 9:00 AM-6:00 PM (AEST) | 7:00 AM-4:00 PM (PH Time)
Employment Type: Full-time

Ready to do work that actually excites you?
We're looking for a Credit Underwriter & Loan Processing Associate to take on a dynamic dual role. You'll assess the creditworthiness of borrowers, make sound credit recommendations, and ensure loan applications move seamlessly from submission to settlement. At the same time, you'll provide hands-on support to brokers, collaborating closely to process applications efficiently while maintaining compliance with Australian lending regulations. This role blends technical expertise with broker support, making sure clients enjoy a smooth lending experience from start to finish.
What You'll Do

1. Loan Application Review & Assessment:
  • Evaluate home loan applications submitted by brokers and directly from customers.
  • Assess financial documents, credit reports, and other documents to determine the borrower's creditworthiness and ability to repay their loan.
  • Identify potential risks and ensure all loans comply with internal credit policies and regulatory guidelines.
2. Credit Recommendations:
  • Make recommendations on loan approvals, conditions, or declines based on risk assessments.
  • Work within delegated authority limits and escalate complex or high-risk applications to senior management when necessary.
  • Document credit decisions thoroughly, ensuring transparency and compliance with Australian regulations.
3. Broker Support & Loan Processing:
  • Review and validate loan applications submitted by brokers and customers, ensuring all required documents are complete and accurate.
  • Ensure loan applications are processed within agreed timelines, delivering high-quality service to both brokers and their clients.
4. Collaboration & Stakeholder Management:
  • Collaborate with the credit team, broker support, and other internal team members to resolve any issues during the loan application process.
  • Communicate clearly with customers and brokers on additional information requests—initially over email and ultimately over the phone as well.
5. Technology & Financial Comprehension:
  • Use internal and external credit scoring systems, financial analysis tools, and loan processing software to enhance efficiency in both underwriting and loan application processing.
  • Support the adoption of new technologies that streamline broker submissions and improve borrower experience.
RequirementsWhat You Bring
We're looking for someone who:

Requirements/ Skills Needed:
  • Minimum 3-5 years of experience in credit underwriting and/or loan processing in the Australian home loan market.
  • Prior experience working in a broker support role is highly desirable.
  • Familiarity with broker-channel lending, including documentation and compliance requirements.
  • Strong analytical skills and attention to detail.
  • Excellent communication and relationship management skills, particularly when working with brokers and customers.
  • Strong English proficiency is a must, and confidence communicating in both written and verbal
  • formats with customers and key stakeholders is required.
  • Proficiency in loan processing and underwriting software, with prior experience in Infynity, LoanApp,
  • and ApplyOnline preferred.
  • Ability to work in a fast-paced environment and manage multiple applications simultaneously.
  • Ability to work directly with the Australian team and a very fast-paced environment.
  • We are a rapidly growing business, so being comfortable utilizing many different technology platforms and general financial competence is critical to keep up with the pace of change in our processes.
  • Confidence in communication and cultural alignment with Australian ways of working is important.
  • Bachelor's degree in finance, accounting, economics, or related field.
BenefitsWhy You'll Love Working Here
  • HMO, Dental, and Life Insurance for you and one free dependent from day one (with the option to enroll additional dependents)
  • Paid Leaves: Birthday, Vacation, Medical, and Maternity (up to 6 Vacation Leaves are convertible to cash on your anniversary)
  • Employee Engagement Activities: Year-End Party, Family Day, Team Building, and more
Let's Talk
If you're thinking "this sounds like me"—it probably is. Click apply. We can't wait to meet you.

  • Loan Application Specialist

    2 days ago

    Pasig, National Capital Region, Philippines LeadAdvisors Full time $25,000 - $100,000 per year

    We are seeking a highly skilled and motivated Loan Application Specialist to join our dynamic team in the US. It's a leading financial institution dedicated to providing excellent financial services to our customers. As a Loan Application Specialist, you will contribute to maintaining accurate records, adhering to compliance guidelines, and staying updated...

  • Credit Underwriters

    2 days ago

    Pasig, National Capital Region, Philippines Aditya Consulting Full time $104,000 - $130,878 per year

    Our client is a U.S.-based credit and finance firm with a strong focus on real estate, hospitality, and construction lending. Since 2002, we've originated over $6.5 billion in loans and managed $1 billion in investor assets.As part of the client's team, we will provide you training in U.S. real estate lending and pair you with experienced U.S.-based...

  • Loan Processor

    2 days ago

    Pasig, National Capital Region, Philippines Seven Seven Global Services Inc Full time ₱900,000 - ₱1,200,000 per year

    Job Description Work Location: Ortigas Schedule: 9 AM - 5 PM Australian TimeReviews and verifies loan application information for accuracy and completeness. Collects and evaluates financial documents such as income statements, credit reports, and tax returns. Coordinates with applicants, loan officers, and underwriters to ensure timely processing. ...

  • Credit Risk Manager

    2 days ago

    Pasig, National Capital Region, Philippines Country Funders Finance Corporation Full time $90,000 - $120,000 per year

    This position shall be mainly responsible for the development, validation, monitoring and implementation of credit models and test programs focused on motorcycle financing and other products. This involves the utilization of traditional and alternative credit underwriting models, statistical tools and econometric methodologies within a sound credit risk...

  • Underwriting Analyst

    2 days ago

    Pasig, National Capital Region, Philippines Seven Seven Global Services Inc Full time $40,000 - $60,000 per year

    Key ResponsibilitiesReview merchant applications to verify business legitimacy, assess risk exposure, and ensure alignment with company policies.Collect and evaluate key documentation (e.g., financials, bank statements, processing history, business licenses, credit reports).Interpret and analyze financial statements and credit data to assess risk level and...

  • loan processor

    1 day ago

    Pasig, National Capital Region, Philippines Outsource Accelerator Full time $104,000 - $130,878 per year

    is a cutting-edge AI-powered platform revolutionizing commercial real estate financing. By leveraging advanced technologies like machine learning and blockchain, offers fast, transparent, and data-driven lending solutions. The platform connects borrowers with lenders efficiently, providing funding solutions ranging from $1 million to over $1 billion for...

  • Credit Officer

    2 days ago

    Pasig, National Capital Region, Philippines J-K Network SERVICES Full time ₱25,000 - ₱35,000 per year

    COMPANY PROFILE: A finance company that provides loan and financing services forindividuals and businesses, specializing in auto loans and other credit-basedpurchases. The company offers various financial products and services to helpconsumers realize their financial goals and make purchases they might otherwise notafford. They started operating in the...

  • Credit Review Associate

    2 days ago

    Pasig, National Capital Region, Philippines Cepat Kredit Financing Inc. Full time $40,000 - $80,000 per year

    Job Overview:The CRD Associate for Credit Review and Post Review plays a vital role in ensuring the accuracy of credit reports and compliance with lending policies and procedures during both pre- and post-booking stages of the loan process.Key Result Areas:Ensure accuracy of Account Details, Information and Completeness of documents provided by CI and...

  • Finance Underwriter

    2 days ago

    Pasig, National Capital Region, Philippines Emapta Full time $900,000 - $1,200,000 per year

    Driving Smart Financial Solutions, One Application at a Time Shape lending decisions that empower small businesses and gig workers to thrive. This role offers the rare chance to make your mark in the lending industry while enjoying true work-life balance. Secure your future, create impact, and grow in a supportive environment that values your time both...

  • Mortgage Loan Processor

    2 days ago

    Pasig, National Capital Region, Philippines Optimum Source Inc. Full time $40,000 - $80,000 per year

    Mortgage Loan Shipper (Night Shift, Onsite)About the RoleWe are seeking a detail-oriented and experienced Mortgage Loan Shipper to join our team. In this crucial role, you will be responsible for preparing and shipping closed mortgage loan files to our investors, ensuring every file is complete and compliant. You'll play a key part in the final stages of the...