AU Mortgage Credit Analyst | P70,000 | WFH

4 days ago

Pasig, National Capital Region, Philippines Staff Domain Inc. Full time ₱450,000 - ₱900,000 per year
Setup and Location: WFH
Work Schedule: 9:00 AM-6:00 PM (AEST) | 7:00 AM-4:00 PM (PH Time)
Employment Type: Full-time

Ready to do work that actually excites you?

We're hiring a Credit Analyst for a well-established Australian company, responsible for assessing and reviewing client loan applications to ensure accurate, timely decisions. You'll work closely with brokers to evaluate financial information, identify risks, and support the loan approval process. This role plays a key part in streamlining workflows, maintaining compliance, and enabling clients to achieve their financial goals with confidence.

What You'll Do
You'll be the kind of person who:
  • Assess and review loan applications to confirm that recommended products align with client objectives and requirements.
  • Conduct detailed loan serviceability calculations to evaluate a client's ability to meet repayment obligations.
  • Analyse client financial information, including assets, liabilities, income, living expenses, and commitments, to determine serviceability and repayment capacity.
  • Review credit and fraud reports, bank statements, and other supporting documents to identify risks and validate application accuracy.
  • Verify identity and income documentation while ensuring all required records are complete and compliant.
  • Prepare clear, detailed loan summary notes outlining key aspects of applications for review and approval.
  • Structure mortgage loans in line with client goals, lending criteria, and regulatory requirements.
  • Collaborate with brokers and financial professionals to optimise mortgage solutions for clients.
  • Coordinate with loan processors by passing on approved applications and documentation for further handling.
  • Maintain accurate and organised records of client interactions, loan details, and progress within CRM software (e.g., HubSpot).
  • Provide timely updates to clients and internal teams on application status and next steps.
RequirementsWhat You Bring
We're looking for someone who:
  • Bachelor's degree in Finance, Business Administration, or a related field is preferred.
  • Minimum 3–5 years of proven experience as a Credit Analyst or in a related financial services role, with deep expertise in Australian mortgage products, policies, and lending practices.
  • Experience working closely with brokers, with a clear understanding of their processes and common pain points.
  • Strong analytical skills with the ability to conduct loan serviceability calculations, interpret financial data, and align solutions with client objectives.
  • Exceptional attention to detail to minimise errors and ensure accuracy in documentation and processing.
  • Excellent organisational and time management skills to manage multiple loan applications and meet deadlines.
  • Strong communication and interpersonal skills to engage professionally with clients, brokers, and internal teams.
  • Knowledge of mortgage lending regulations, compliance standards, and industry best practices.
  • Proficiency in CRM platforms such as HubSpot, along with lender servicing calculators and other loan processing systems.
BenefitsWhy You'll Love Working Here
  • HMO, Dental, and Life Insurance for you and one free dependent from day one (with the option to enroll additional dependents)
  • Paid Leaves: Birthday, Vacation, Medical, and Maternity (up to 6 Vacation Leaves are convertible to cash on your anniversary)
  • Employee Engagement Activities: Year-End Party, Family Day, Team Building, and more
Let's Talk
If you're thinking "this sounds like me"—it probably is. Click apply. We can't wait to meet you.

  • Credit Officer

    4 days ago

    Pasig, National Capital Region, Philippines Green Mortgage Lawyers Full time ₱900,000 - ₱1,200,000 per year

    GRAB THESE PERKS WHEN YOU GET HIREDCompetitive salary package25 days of paid leaveHMO coverage from Day 1Attendance bonuses and meal allowancesComplimentary rice, drinks, and snacksA fun work environment with a focus on work-life balanceAccess to an entertainment and gaming areaMonthly basketball and volleyball gamesFun Fridays with games and more to unwind...

  • Mortgage Loan Processor

    4 days ago

    Pasig, National Capital Region, Philippines Emapta Global Full time ₱420,000 - ₱840,000 per year

    The role of a Loan Processor is to assist with the administrative tasks that sit between these processes and the ongoing tasks involved in maintaining a long client relationship over the years.Primary Job Functions Loan ProcessorAll items are at the instruction/direction of your franchiseeMake updates to core loan processing systems – Broker Platform,...

  • Loan & Mortgage Support Specialist (Australian Market)

    3 days ago

    Pasig, National Capital Region, Philippines UpraisIT Full time ₱30,000 - ₱35,000 per year

    About the RoleUpraisIT is looking for a Loan & Mortgage Support Specialist to support our Australian market operations. If you have solid experience in loan processing, mortgage support, or credit analysis, and a strong grasp of Australian lending regulations and mortgage processes, this could be the perfect opportunity for you.You'll play a key role in...

  • AU Loan Processor Officer

    2 weeks ago

    Pasig, National Capital Region, Philippines Zigzag Offshoring Full time ₱900,000 - ₱1,200,000 per year

    Zigzag is looking for an AU Loan Processor Officer to join our team*You must be willing to report on a hybrid setup. Once to twice a month onsite then transition to 2x a week onsite in the future*Working schedule is Monday to Friday 6:30am to 3:30pm Manila Time and office is located in Ortigas, Pasig CityThe RoleWe are looking for a first-class Settlements &...

  • Credit Analyst

    4 days ago

    Pasig, National Capital Region, Philippines Unistar Credit and Finance Corp Full time ₱900,000 - ₱1,200,000 per year

    DUTIES AND RESPONSIBILITIESReviews and evaluates all credit applications and submitted documents based on the existing credit policies and practices.Validates with the assigned branches in case of incomplete documents and screens probability of fraud in the credit applications.Decides on the credit applications and validates the veracity and completeness of...

  • US Mortgage Conventional/Non-QM Underwriters

    3 days ago

    Pasig, National Capital Region, Philippines Mega eResources Center, Inc. Full time ₱1,200,000 - ₱2,400,000 per year

    Full job descriptionWe are currently hiring Conventional and Non-QM Underwriters, as well as Jr. Underwriters. Candidates should have a minimum of 2+ years of experience in conventional and non-QM underwriting, or relevant experience as a loan processor. Candidates must have a strong working knowledge of loans qualified based on FNMA/FHLMC guidelines and...

  • Loans Processor

    4 days ago

    Pasig, National Capital Region, Philippines Emapta Full time ₱45,000 - ₱60,000 per year

    Shape mortgage journeys with accuracy and impact Turn numbers, valuations, and loan details into opportunities that cross borders. This role lets you navigate Australian mortgage processes while staying rooted at home, building expertise that puts your career on the global map. From retention pricing to settlement, you'll shape property finance journeys and...

  • Credit and Receivable Assistant

    2 weeks ago

    Pasig, National Capital Region, Philippines Brenton International Venture Manufacturing Corporation Full time ₱250,000 - ₱600,000 per year

    The Credit Analyst is responsible for providing assistance in monitoring of Account Receivables as well as in payment collection efforts, in coordination with the Sales Division.Qualifications:Graduate of any related Finance/Business Mgt. CourseFamiliarity with credit policies, strategies, and proceduresSkilled in Microsoft office applicationsKnowledgeable...

  • Credit Specialist

    4 days ago

    Pasig, National Capital Region, Philippines Boutique Outsource Solutions Pty Ltd Full time ₱900,000 - ₱1,200,000 per year

    Are you passionate about delivering accurate credit assessments and providing exceptional service? Do you have hands-on experience in Australian residential mortgage loan assessments? Join our team as a Credit Specialist and help us maintain a quality loan book while driving business growth.SNATCH THESE AMAZING BENEFITS IF YOU GET HIRED:A competitive...

  • Loans Processor

    4 days ago

    Pasig, National Capital Region, Philippines Emapta Full time ₱1,200,000 - ₱2,400,000 per year

    Be the driving force in property finance Take your mortgage processing career to the next level with a role that combines global exposure and professional stability. This is your chance to make an international impact while staying in the Philippines, mastering the Australian mortgage industry, and leaving a mark in the world of property and finance. Job...