Branch Manager
3 days ago
Job Description
The Branch Manager is responsible for overseeing the overall operations of the branch, driving business development and marketing efforts to meet loan and deposit targets, managing budgets, and ensuring compliance with bank policies. They review and recommend loan applications, strengthen customer relationships, and monitor collections and account officer performance. Additionally, they coordinate with HR for staffing needs, approve branch reports and communications, and ensure adherence to the Bank's Code of Ethics and Conduct.
Responsibilities
Manages and supervises the over-all operations of the branch.
Implements the business development activities of the Bank.
Develops sales channels and executes marketing activities to achieve volume targets both loans and deposits.
Prepares and reviews the branch budgets and analyzes variance.
Reviews loan application for consistency to bank policies
Does or reviews the write-up and analysis of loans recommendation for approval by the appropriate approving officers.
Improves/strengthens customer relationships.
Checks the monitoring of loan accounts that shall be due for payment and ascertains that corresponding notices have been distributed properly.
Approves billings and demand letters that must be sent to clients.
Participates in meetings and reports accomplishments on a weekly, monthly or quarterly basis.
Approves all reports coming from the branch.
Monitors the state of assigned Account Officers in the Branch regarding targets and giving proper interventions if needed.
Coordinating with the HR department for recruitment and other needs of employees assigned in the branch that they supervise. 14. Implements and follows the Bank's Code of Ethics, Conduct, and Discipline.
Job specifications
With at least 5 years of experience in banking, finance, or a related field, with a minimum of 2 years in a supervisory or managerial role in a branch or banking environment.
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