Credit Review Officer

4 days ago

Cauayan Cagayan Valley, Philippines Metrobank Full time ₱900,000 - ₱1,200,000 per year

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach

Position Title:
Credit Review Officer

Job Summary:

  • Preparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Role Exposure:

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
  • Validates data provided by lending units as part of the credit assessment.
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations.
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times.

Qualifications:

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines
  • Experienced commercial / corporate Credit Analyst
  • Experienced commercial / corporate Relationship Manager (willing to do Credit)
  • Experienced Certified Public Accountant (CPA) from top accounting firms
  • Experienced Credit Officers handling commercial and consumer loans

Other Details:

Rank:
Junior Officer

Unit:
Office of the President / Credit Group / Commercial Credit Division / Luzon

Location:
Cauayan

  • Credit Portfolio Manager

    3 weeks ago

    Cauayan, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content LinkHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure...

  • Credit Portfolio Manager

    2 weeks ago

    Cauayan, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content Link Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure...

  • Credit Portfolio Manager

    2 weeks ago

    Cagayan de Oro, Northern Mindanao, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content LinkBe #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full...

  • Van Salesman

    4 days ago

    Cauayan, Philippines A1 Distributors, Inc. Full time ₱240,000 per year

    Work Experience: Fresh Graduates are accepted. With Sales INCENTIVEAcademic Background: Bachelor's/College Degree in any courseCompetency Profile:· Proficient in MS Office Applications· Can work under minimum supervision· Trustworthy and able to do multi task2.1 Time of RouteAs a general rule, all Panel Vehicles should be out on the field between 4:00AM...

  • Customer Service Agent

    2 days ago

    Cauayan, Cagayan Valley, Philippines 1Aviation Groundhandling Services, Corp. Full time ₱150,000 - ₱250,000 per year

    DepartmentCustomer Service - CauayanEmployee TypeProbationaryExplore this opportunity as a Customer Service Agent inCauayan Airportand join our growing team at 1AviationAttends to passenger needs and requirements based on company policies and procedures within the assigned area.What You'll DoPerform tasks based on the training provided.Attend pre-flight...

  • Credit Portfolio Manager

    2 weeks ago

    Cagayan de Oro, Philippines Metrobank Full time

    Be #InGoodHands with Metrobank! Job Summary Effectively operates, implements initial remedial management measures, as well as the overall strong credit risk management in the Credit Support Unit. Scope of work covers accounts coming from the Branch Lending Units and the Branches. Role Exposure Supervises and reviews the analysis & evaluation of loan...

  • It Systems Manager

    23 hours ago

    , Cagayan Valley, Philippines Buscojobs Full time

    Posted 1 day ago Job Description Be #InGoodHands with Metrobank Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full...

  • Hr Officer

    22 hours ago

    , Cagayan Valley, Philippines Buscojobs Full time

    Job Description The HR Officer is responsible for managing and executing various human resource functions, including recruitment, onboarding, payroll and benefits administration, employee relations, performance management, compliance with labor laws and company policies, and HR reporting. This role supports employee engagement and organizational development...

  • Avaloq Technical Consultant

    21 hours ago

    , Cagayan Valley, Philippines Buscojobs Full time

    Avaloq Technical Consultant Accounting Credit payments Location: Pasig City, National Capital Region Salary: ₱ - ₱ Posted: Today Job Description Our client is Anthesis Group, the world's largest group of dedicated sustainability professionals, working with over 4,000 clients across 50 countries. As we grow our global finance capability in Manila, we're...

  • Accounting Officer

    23 hours ago

    , Cagayan Valley, Philippines Buscojobs Full time

    Job Description Posted 1 day ago Job Viewed Tap Again To Close Note: This listing contains multiple postings for Accounting Officer roles across different companies and locations. Each posting includes responsibilities and qualifications. Accounting Officer – Various postings Responsibilities and qualifications vary by posting. The following consolidated...