Credit Officer

1 day ago

Makati City, National Capital Region, Philippines SB Finance Full time $40,000 - $60,000 per year

Job Summary
Evaluates consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment.
Duties and Responsibilities

  • Reviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine eligibility.
  • Establish identity and capacity to pay based on investigation results, credit checking, and submitted documents, to determine feasibility of granting loan or credit.
  • Renders sound judgment and credit decision on consumer loan applications.
  • Ensures compliance with policies and procedures using the operations manual and underwriting guidelines to control risk.
  • Proactively propose initiatives to achieve or improve productivity, service delivery, and quality of work.
    Performs other related tasks which may be assigned from time to time.

What we're looking for

  • Bachelor's Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking
  • With 2 years or more experience in Banking and Finance, or Credit Evaluation in Lending Companies/FinTech are preferred
  • Knowledge on credit evaluation process
  • Underwriting skills
  • Time management
  • Service-oriented
  • Team player

The successful candidate will enjoy the following perks and benefits

  • 15 months guaranteed pay and performance bonus (for non-quota roles)
  • Incentive program for Field Sales Specialist, Dealer Coordinator, and Tele-Collectors
  • HMO coverage upon joining
  • Hybrid work set-up
  • Leave credits
  • Access to Linkedin Learning

About SB Finance
A young, rapidly growing financial institution with an unwavering drive to empower more and more Filipinos – for both those that we serve and those who are part of our diverse and dynamic team.
SB Finance Corporation is a partnership between the Philippines' Security Bank Corporation and Thailand's Bank of Ayudhya (Krungsri). This partnership is a result of Security Bank and MUFG's goal to expand global partnerships while growing local talent and expertise. Backed by two financial giants in the Asian region with more than 100 years of financial excellence, we provide top-notch financial products and services that are tailor-made for the needs of the Philippine market.
We are engaged in the business of extending credit facilities and financing services for the betterment of the different communities we serve. Our relentless pursuit is to empower Filipinos through our growing menu of loan products – multi-purpose cash loan through Personal Loan, OR/CR for cash through Car4Cash, brand new or pre-owned motorcycle financing through MotorsikLOAN, and a digital salary advance facility through eSALAD.
Be part of the SB Finance team and become an 'SBFF' who enables ordinary Filipinos and small business owners to reach their life's milestones as you enjoy a fun, meaningful career regardless of your role in the company.
A better life for everyone? Dito, pwede

  • Customer Service Officer

    1 day ago

    Makati City, National Capital Region, Philippines Credit Corp Full time A$40,000 - A$80,000 per year

    All Work types Full-time (1)All Locations Manila - Makati City (1)All Categories Collections (1) Customer Service & Call Centre (1)Customer Service Officer - WizitApply nowJob no:494949Work type:Full-timeLocation:Manila - Makati CityCategories:Collections, Customer Service & Call CentreStart and grow your career within the financial services industry with...

  • Credit Officer

    1 day ago

    Makati City, National Capital Region, Philippines Toyota Financial Services Full time ₱25,000 - ₱300,000 per year

    Ensures that all processes/transactions/decisions are in accordance with established TFSPH policies, credit requirements and that required turnaround times are met.New ClientPre-screen application whether for fast track or regular processingReview the completeness and correctness of Auto Loan Evaluation Worksheet and Credit Review and Analysis Memorandum(for...

  • Customer Service Officer

    2 days ago

    Makati City, National Capital Region, Philippines Credit Corp Full time

    Be a part of Australia's largest promoter of financial inclusion with 2200+ people across the globe.What is Wizit, you ask?Wizit is an exciting new suite of lending products that offer our customers three, convenient ways to pay:Wizitpay – BNPL, pay in 4 with up to $500 to spendWizitcard – A credit card with up to $1,000. Interest free foreverPowerup –...

  • Credit Review Officer

    1 day ago

    Caloocan City, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱600,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit and Portfolio Quality Review Officer

    1 day ago

    Makati City, National Capital Region, Philippines PJ Lhuillier Group of Companies Full time ₱900,000 - ₱1,200,000 per year

    The position is responsible for assessing and monitoring the bank's credit portfolio to ensure sound credit risk management practices. This role involves reviewing loan accounts, identifying potential credit risks, and ensuring compliance with regulatory and internal credit policies. The officer provides recommendations to enhance credit quality, minimize...

  • Credit Investigator

    1 day ago

    Makati City, National Capital Region, Philippines PHILMETAL PRODUCTS, Inc. Full time ₱300,000 - ₱500,000 per year

    Job Summary: The Credit Investigator gathers accurate and reliable information from trusted sources such as but not limited to bank databases and public records. Conducts investigation and verification of credit background to obtain complete and factual information determining the creditworthiness of customers. Job Description: · Gather and validate...

  • Customer Service Officer. Day Shift HMO day 1 Retirement plan

    1 day ago

    Makati City, National Capital Region, Philippines Credit Corp Inc Full time A$40,000 - A$80,000 per year

    Start and grow your career within the financial services industry with one of Australia's leading debt purchase, collections and lending providers. Be a Customer Service Officer and join our team of professionalsWhat is Wizit, you ask?Wizit is an exciting new suite of lending products that offer our customers three, convenient ways to pay:Wizitpay – BNPL,...

  • Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Trans Asiatic Finance Inc. Full time

    Qualifications:- Bachelors degree in Accounting, banking, finance, or related field.- Previous work experience as a credit analyst or loan officer is an advantage.- Familiar with the relevant tools to evaluate credit applications and common industry consumer credit policies and standards.

  • Credit Analyst

    8 hours ago

    Makati City, National Capital Region, Philippines CBS China Bank Savings Full time ₱45 - ₱55 per year

    Auto Credit UnderwritingAssists Credit Officers/underwriters by doing pre-underwriting work such as reviewing results of telephone/field credit investigation, appraisal reportsCheck accuracy and completeness of reports and encoding summary of findingsReview of submitted documents

  • Credit and Collection Officer

    1 day ago

    Makati City, National Capital Region, Philippines Personal Collection Direct Selling Inc. Full time ₱500,000 - ₱1,000,000 per year

    Job ResponsibilitiesCash Handling and Collection ManagementRegisters daily cash collection in the logbook and secures it in the vault.Deposits the previous day's collection into the company's bank account every morning and as needed.Prepares the Daily Collection Daily Analysis, report for the mother branch to ensure the accuracy of logs in the system versus...