Credit Investigator

1 day ago


Baguio City, Cordillera, Philippines Radiowealth Finance Company Full time ₱10,000 - ₱14,000 per year

Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.

Duties and Responsibilities:

Sales and Marketing

  • Achieves booking target by determining number of loan applications required
  • Visits clients regularly and maintains good relationships with them to encourage repeat business
  • Visits and maintains constant and regular dialogue with dealers and coordinates with agents or business opportunity service specialists
  • Knows and is aware of what competition is doing and reports to branch manager any unsual events which may affect the branch operations
  • Elevates concerns brought to his attention by clients, dealers and agents at once

Collection Efficiency

  • Achieves and maintains collection efficiency target following the company credit standard policy and guidelines
  • Receives, evaluates and conducts initial interview of walk-in customers
  • Conducts credit investigation within required proximity and work hours
  • Conducts unit/collateral verifications of approved loan applicants
  • Maintains the up-to-date status of customer's visit card
  • Conducts a pre-collection visit a week before the first due date and regular collection follow-up on delinquent or past due account
  • Remits all collections and unissued official receipts to admin office/branch manager before the end of the day

Remedial Management

  • Undertakes and conducts personal visit of delinquent accounts and initiates immediate corrective actions whether for restructuring, moratorium, repossession or legal action
  • Coordinates and discusses with branch manager concerns regarding delinquent accounts
  • Serves demand letters, return check notice to concerned customer and ensures acknowledgement receipt

Documentation

  • Prepares daily itinerary performance report
  • Encodes credit report on web application system
  • Prepares credit report and discusses with branch manager
  • Coordinates with loans clerk on mortgage documentations, post dated check and insurance requirements
  • Assists on registration of necessary loan documents

Qualifications and Requirements:

  • Candidate must possess at least Vocational Diploma/Short Course Certificate, Bachelor's/College Degree in any field of study
  • At least 1 Year(s) of working experience in the related field is required for this position.
  • Can communicate both oral and written
  • Knows basic microsoft applications
  • Must possess a valid driver's license and must know how to drive a motorcycle. Advantage if candidate has existing motorcycle

Job Type: Full-time

Salary: Php10, Php14,000.00 per month

Schedule:

  • 8 hour shift

Ability to commute/relocate:

  • BAGUIO: Reliably commute or planning to relocate before starting work (Required)

Education:

  • Bachelor's (Preferred)

Experience:

  • Credit Investigator: 1 year (Preferred)

Job Type: Full-time

Work Location: In person



  • Baguio City, Cordillera, Philippines Asialink Finance Corporation Full time ₱104,000 - ₱130,878 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...


  • Baguio City, Cordillera, Philippines Emapta Full time ₱15,000 - ₱20,000 per year

    Shape Data with Purpose in this Global Opportunity Help uncover insights that drive real retail decisions. In this role, your analytical mind turns raw data into powerful business intelligence. As part of a high-impact analytics team, you'll contribute to international projects, gain exposure to global clients, and leave your mark on a data-driven...


  • Baguio City, Cordillera, Philippines Wright Park Hotel Full time ₱150,000 - ₱300,000 per year

    The Front Office Associate plays a vital role in ensuring smooth operations and delivering excellent customer service within a variety of industries. They are the first point of contact for guests and clients, responsible for managing reservations, handling inquiries, and supporting daily administrative tasks. The position demands strong communication,...


  • Baguio City, Cordillera, Philippines Emapta Full time ₱500,000 - ₱1,000,000 per year

    Turning Data Into Decisions That Shape the Future Retail thrives on trends, and behind every trend is trusted data. Step into a role where your work ensures shopping centres and global retailers get the full picture. Build a career in retail analytics from the Philippines, and let your accuracy fuel strategies that reach customers worldwide. Job...


  • Baguio City, Cordillera, Philippines Filinvest Group Full time $80,000 - $120,000 per year

    Position Summary In accordance with the policies, procedure and standards of Chroma Hospitality and Grafik Pinehouse Baguio, as the Front Office Manager, you will directly supervise all front office personnel and ensures proper & quality completion of all front office duties. Directs and coordinates the activities of the front desk, reservations, guest...


  • Makati City, National Capital Region, Philippines PHILMETAL PRODUCTS, Inc. Full time ₱300,000 - ₱500,000 per year

    Job Summary: The Credit Investigator gathers accurate and reliable information from trusted sources such as but not limited to bank databases and public records. Conducts investigation and verification of credit background to obtain complete and factual information determining the creditworthiness of customers. Job Description: · Gather and validate...


  • Makati City, National Capital Region, Philippines Equicom Savings Bank, Inc. Full time $40,000 - $60,000 per year

    CREDIT INVESTIGATORDivision: Credit Management DivisionDepartment: Loan / Credit DepartmentJOB SUMMARY:Responsible for conducting credit investigation and background check via system, tele or field verification on prospective clients/employees of the Bank to determine their eligibility/qualification according to set standards or parametersSPECIFIC DUTIES AND...

  • Credit Investigator

    3 weeks ago


    Cebu City, Central Visayas, Philippines China Bank PH Full time

    Join to apply for the Credit Investigator / Appraise role at China Bank PH.Be an integral part of our Credit Management Group. As a Credit Investigator / Appraiser, you will conduct thorough credit investigations on businesses and individuals based on requests, gathering data on overall business health and other related matters. You will also prepare...


  • Iloilo City, Western Visayas, Philippines Radiowealth Finance Company Full time $30,000 - $50,000 per year

    About the RoleJoin our team as a Credit Investigator You will play a vital role in evaluating the creditworthiness of loan applicants by conducting thorough investigations and analyses. Your work ensures that lending decisions are well-informed, compliant, and aligned with company standards while supporting customer acquisition and maintaining professional...


  • Makati City, National Capital Region, Philippines One Outsource Retail ServicesOne Tech Full time ₱180,000 - ₱250,000 per year

    To proceed with your application, please complete the application form at the following link:https://oodc-The Credit Investigator (CI) is responsible for conducting thorough background and credit investigations of loan applicants. The CI also assists in collections, skip-tracing, and other related fieldwork.Qualifications:College graduate of any courseAt...


  • Antipolo City, Calabarzon, Philippines Cepat Kredit Financing Inc. Full time ₱130,000 - ₱150,000 per year

    Investigates history and credit standing of individual or business establishments applying for loan.Key Responsibilities:Reviews loan application and requirements of loan applicantValidates the information reflected on loan application by conducting interview with loan applicantVerifies loan applicant's personal data, financial data and credit history...


  • Valencia City, Philippines Dumaguete Bank Full time $3,000 - $5,000 per year

    About the role We are seeking a highly motivated and experienced Credit Investigator to join our Branch in Valencia City, Bukidnon. As a CI, you will play a crucial role in evaluating credit applications and assessing the value of collateral to support lending decisions.What you'll be doingConducting comprehensive credit investigations and analysis to...


  • Cebu City, Central Visayas, Philippines UCPB Savings Full time ₱500,000 - ₱1,000,000 per year

    JOB SUMMARY Provides services for the appraisal of Real Estate (RE) property and chattel being offered as bank collaterals, as well as Furniture, Fixtures, and other Equipment (FFEs); Provides title verification report for title/s being offered as bank collateral; and Provides credit investigation of clients from consumer and corporate accounts. ...


  • San Carlos City, Philippines Asialink Finance Corporation Full time $3,000 - $6,000 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...


  • Cabanatuan City, Central Luzon, Philippines Radiowealth Finance Company Full time ₱300,000 - ₱500,000 per year

    Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.Duties and Responsibilities:Sales and MarketingAchieves booking target by...