
Credit Investigator
3 days ago
About the Role
Join our team as a Credit Investigator You will play a vital role in evaluating the creditworthiness of loan applicants by conducting thorough investigations and analyses. Your work ensures that lending decisions are well-informed, compliant, and aligned with company standards while supporting customer acquisition and maintaining professional client relationships.
What You'll Do
- Acquire new clients through sales channels, field activities, and partnerships.
- Conduct detailed credit investigations including employment checks, income verification, and background assessments.
- Review documents, financial statements, and references to evaluate creditworthiness.
- Provide recommendations on loan approvals or denials based on findings.
- Coordinate with loan officers, underwriters, and the Branch Manager for accurate credit assessments.
- Respond to applicant inquiries and provide timely feedback to clients, agents, and partners.
- Maintain professional relationships with customers, agents, and business partners.
- Prepare daily itinerary performance reports and comprehensive credit reports.
- Ensure compliance with laws, regulations, and company policies in all investigation activities.
- Perform collection or other tasks as assigned by the Branch Manager when needed.
Qualifications
- Senior High Graduate, Bachelor's Degree, or College Degree in Business, Financial Management, or related fields.
- At least 1 year of relevant experience in credit investigation, credit and collection, or related roles.
- Strong analytical, investigative, and reporting skills.
- Good communication and interpersonal abilities.
- Computer literate and familiar with MS Office applications.
- Driver's license and motorcycle ownership is an advantage.
Schedule
- 8-hour shift, full-time
Work Location
- ILOILO | Door #2, G/F & U/F Rtg Commercial Building, Quezon St., Iloilo City (must be able to commute or relocate before starting work).
Job Type: Full-time
Experience:
- Credit Investigator (CI): 1 year (Preferred)
Location:
- Iloilo City 5000 P06 (Preferred)
Willingness to travel:
- 75% (Preferred)
Work Location: In person
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