Consumer Finance Manager, Solviva

About Solviva

Solviva is a fast-growing solar startup on a mission to make clean energy accessible and affordable for homeowners across the Philippines. We're building the future of residential solar—offering flexible financing, the latest solar technology, and a seamless, hassle-free transition to solar ownership. As we scale, we need passionate, driven leaders to help shape our growth and the future of residential energy.

Solviva is the first venture launched from AboitizPower's 1882 Ventures, a venture studio focused on decentralizing the energy system and creating more sustainable homes, businesses, mobility, and networks.

Role Overview

The biggest barrier to solar adoption is affordability. As Consumer Finance Manager, you'll be responsible for solving this problem—developing, launching, and refining products that make solar accessible to more Filipino households. From rent-to-own to solar subscription models, you'll design solutions that help families save on energy costs and improve their quality of life.

Product Development

• Own the product roadmap for consumer financing solutions, continuously refining and improving offerings like rent-to-own and solar subscriptions.
• Develop systems to gather deep customer insights, ensuring financing products meet real household needs and improve affordability.
• Design, test, and iterate financing models to balance accessibility, savings, and risk.
• Ensure financing products integrate seamlessly with sales, operations, and customer experience.

Risk, Credit, and Portfolio Management

• Define and oversee credit policies, risk assessment, and repayment strategies to maintain portfolio health.
• Ensure responsible lending practices and adherence to regulatory requirements while maximizing accessibility for Filipino households.
• Monitor financing performance, adjusting strategies to improve repayment rates and reduce delinquencies.

Leadership & Ownership of Consumer Finance

• Lead and grow the consumer finance function at Solviva, shaping its long-term strategy and execution.
• Build and develop a high-performing team, including potential hires in credit, risk, and collections.
• Drive a data-driven culture, ensuring insights from financing performance inform product development and decision-making.
• Act as the internal champion for customer financing, ensuring alignment across finance, marketing, sales, and operations.

Others:

• Help foster a collaborative and high-performance culture among the different workstreams in Solviva.
• Provide guidance and support to Solviva team members on consumer finance product development and methodology.

Qualifications and Skills

Education & Background

• Bachelor's degree in Business, Finance, Economics, Engineering, or related field.
• 3–7 years of experience in product management, consumer lending, fintech, or a related field.
• Experience working in a startup or fast-growing environment is a strong advantage.

Financial & Strategic Expertise

• Experience developing and launching consumer-facing financial products, ideally in lending or embedded finance.
• Solid understanding of credit, risk, and pricing frameworks for installment-based or subscription models.
• Proficient in financial modeling and product economics, with a strong grasp of affordability and unit economics.

Leadership & Execution

• Proven ability to manage cross-functional initiatives across product, finance, engineering, and operations.
• Strong project management and problem-solving skills; capable of moving from insight to execution.
• Comfortable working with external partners (e.g. lenders, fintechs) to co-develop and deliver financial solutions.

Customer-centered Mindset

• Experience in building or refining products based on user research, data, and feedback loops.
• Empathy for customer needs, especially in underserved or emerging markets.
• Passionate about using finance as a tool to unlock access and improve quality of life.

Why Join Solviva?

• Make an Impact
  – Play a key role in shaping the strategy of a fast-growing solar startup that's making clean energy more accessible.
• Build from the Ground Up
  – Lead the development of Solviva's consumer finance products and infrastructure from day one, with a chance to shape both product and strategy.
• Innovation & Ownership
  – Work at the intersection of renewable energy, fintech, and venture-backed growth, with the autonomy to drive real change.
• Flexibility & Remote Work
  – Enjoy a hybrid setup with two remote workdays per week.
• Backed by Industry Leaders
  – Solviva is the first venture from
  AboitizPower's 1882 Ventures
  , giving you the agility of a startup with the backing of a trusted energy leader.

Organization

This role reports to the Chief Executive Officer. This role collaborates with various departments including Operations, Sales, Marketing, Digital, and Finance.