Account Officer

3 days ago

Manila, National Capital Region, Philippines Philtrust Bank Full time ₱360,000 - ₱720,000 per year
  • About the role

Philtrust Bank, a leading financial institution, is seeking a driven and experienced Commercial Loans Account Officer to join our dynamic team in Manila City. In this full-time role, you will be responsible for managing a portfolio of commercial loan accounts, ensuring efficient and profitable operations. Your expertise will be crucial in supporting the bank's growth objectives within the Accounting and Loans industry.

What you'll be doing

  • Proactively manage a portfolio of commercial loan accounts, including monitoring repayments, reviewing financial statements, and identifying opportunities for growth
  • Conduct thorough credit assessments and risk analysis to support lending decisions
  • Liaise with clients to understand their financial needs and provide tailored solutions
  • Negotiate loan terms and conditions, ensuring profitability and compliance with internal policies and regulations
  • Maintain accurate and up-to-date loan documentation and records
  • Collaborate with cross-functional teams to identify and pursue new business opportunities
  • Contribute to the development and implementation of policies and procedures to enhance the commercial lending operation

What we're looking for

  • Minimum of 3 years' experience in commercial lending or a similar role within the banking/financial services industry
  • Strong understanding of credit analysis, risk assessment, and commercial lending practices
  • Excellent interpersonal and communication skills, with the ability to build and maintain relationships with clients
  • Proficient in financial analysis, including the ability to interpret financial statements and projections
  • Highly organised, detail-oriented, and able to manage multiple tasks and deadlines effectively
  • Demonstrated problem-solving and decision-making skills
  • Familiarity with relevant laws, regulations, and compliance requirements in the banking industry

What we offer

At Philtrust Bank, we are committed to providing our employees with a supportive and rewarding work environment. As a Commercial Loans Account Officer, you can expect a competitive salary, comprehensive benefits package, and opportunities for professional development and career advancement. We also offer a range of well-being initiatives to support your overall health and work-life balance.

About us

Philtrust Bank is a well-established and respected financial institution in the Philippines, with a strong presence in Manila City and the surrounding Metro Manila region. Founded in 1916, we have a rich history of providing innovative financial solutions to our clients, while maintaining a steadfast focus on integrity, customer service, and community engagement. Join our team and be a part of our continued growth and success.

Apply now for this exciting opportunity to become a Commercial Loans Account Officer at Philtrust Bank.

Job Types: Full-time, Permanent

Pay: Php30, Php60,000.00 per month

Benefits:

  • Company Christmas gift
  • Discounted lunch
  • Health insurance
  • Life insurance
  • On-site parking
  • Opportunities for promotion
  • Paid training
  • Pay raise
  • Promotion to permanent employee

Ability to commute/relocate:

  • Manila: Reliably commute or planning to relocate before starting work (Preferred)

Application Question(s):

  • What is your expected monthly basic salary?

Education:

  • Bachelor's (Preferred)

Experience:

  • banking: 1 year (Preferred)

Work Location: In person

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