Financing Manager

5 days ago


Quezon City, Philippines SANY Group Full time

SANY Group, Quezon City, National Capital Region, Philippines

Responsibilities
  • Develop and execute financial strategies aligned with sales and leasing objectives.
  • Forecast revenue, expenses, and profitability related to equipment financing programs.
  • Loan & Lease Structuring
    • Tailor financing solutions such as loans, leases, and rentals to meet customer needs.
    • Collaborate with banks, OEMs, and other financial institutions to negotiate favorable terms and rates.
  • Credit Assessment
    • Analyze client financial statements, credit reports, and payment histories.
    • Make informed credit decisions and establish risk mitigation strategies.
    • Partner with the sales team to promote financing programs to customers and dealers.
    • Educate clients on financing terms, conditions, and available options.
  • Contract Management
    • Oversee the creation, review, negotiation, and execution of financing and leasing contracts.
    • Ensure all contracts comply with legal and internal requirements.
  • Compliance & Risk Management
    • Ensure financing practices comply with relevant laws, regulations, and company policies.
    • Monitor and manage credit risk exposure and suggest policy improvements as needed.
  • Reporting & Analysis
    • Generate regular reports on financing activity, delinquency, and portfolio performance.
    • Analyze financial data and identify opportunities for improvement.
  • Relationship Management
    • Maintain strong working relationships with finance partners, vendors, and internal stakeholders.
    • Handle financing-related issues, negotiate payment terms, and resolve disputes.
  • Process Improvement
    • Improve financing processes for greater efficiency and customer satisfaction.
    • Recommend and implement systems (CRM, financial tools) to streamline operations.
Qualifications
  • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • MBA or equivalent postgraduate education is a plus.
  • Minimum of 5 years of experience in financing, credit, or leasing, preferably in the heavy equipment, construction, or automotive industry.
  • Proven experience in financial structuring, credit analysis, and customer/dealer support.
  • Strong knowledge of financial products (loans, leases, rentals).
  • Familiarity with financial regulations and credit evaluation tools.
  • Proficient in Microsoft Excel, financial software, and CRM systems.
  • Strong analytical and decision-making skills.
  • Excellent communication and negotiation skills.
  • Ability to build relationships with internal teams, clients, and external finance partners.
  • Attention to detail and strong organizational skills.
Job Details
  • Location : Quezon City, National Capital Region, Philippines
  • Seniority level : Associate
  • Employment type : Full-time
  • Industry : Machinery Manufacturing
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