Manager Consumer Loans

Some Careers Have More Impact Than Others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Wealth and Personal Banking (WPB) Hong Kong helps deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities, and exceptional people. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors, and entrepreneurs. We have four key business areas responsible for efficiently bringing the best of HSBC to our clients through a broad and relevant suite of wealth and retail banking capabilities: Asset Management, Global Private Banking & Wealth, HSBC Life, Retail Banking & Strategy and COO & Digital Transformation. We are currently seeking a high calibre professional to join our team as a Manager, Consumer Loans. Principal Responsibilities Formulate and implement Personal Loans business strategies and new initiatives to achieve business targets on acquisition and portfolios to foster sustainable growth in loan balances, revenue and market share Collaborate with Risk team on credit policy refinement to balance risk and return as well as ensuring regulatory requirements are met Actively work with various stakeholders including channels, marketing, operations and underwriting on application flow and process for a customer centric and cost-effective journey Work closely with data analytics team to develop business insights, identify business gaps and opportunities Monitor the market dynamic and competitive activities to keep abreast of the product trends, pricing and offers, and customers’ expectations Qualifications - External University degree holder, preferably majoring in Business Administration or a related discipline Work experience on personal loan or card lending is preferred. Experience in digital projects or analytical areas would be a plus Strong financial acumen and project management skills Self-driven with strong drive and positive working attitude Excellent analytical and problem-solving skills with critical thinking Able to work with stakeholders from various functions and disciplines to drive business outcomes Fluent in Cantonese and English with good presentation skills Due to the urgent hiring need, candidates with immediate right to work locally and no relocation need will be prioritised. The chosen candidate for this role will be required to undergo enhanced vetting. Subject to local laws, this will require the individual to satisfactorily pass a series of additional checks as part of the recruitment process and on an ongoing basis, if appointed to the role. HSBC Group reserves its position with regard to any steps which it may take in relation to any material adverse findings which arise either when the checks are originally completed, and/or if relevant, on an ongoing basis. For more information about the enhanced vetting for this role please contact the recruiter for this role. You’ll achieve more when you join HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within and inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued by (The Hongkong and Shanghai Banking Corporation Limited) #J-18808-Ljbffr