Head, Consumer Lending Business Center

1 day ago

Cebu City, Central Visayas, Philippines Metrobank Full time ₱60,000 - ₱180,000 per year
Be #InGoodHands with Metrobank
Here at Metrobank, we don't simply hire employees-we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach

Position Title:Head, Countryside Consumer Lending Business Center- Cebu

Job Summary:
  • Plans, directs, and implements marketing strategies for auto and housing loans within the area of coverage of the business center. Promotes efficient and effective business center consumer loans operations.
Specific Duties & Responsibilities
  • Solicits auto/home loans in accordance with the specific target and set by management by implementing strategies in consumer lending business center operations.
  • Formulates and implements business development strategies in close coordination with the branches, car dealers and real estate developers/dealers/brokers for the business center to attain profitability/volume targets.
  • Monitors credit accommodations and maintains quality loan portfolio by reducing past due accounts. Ensures appropriate documentation of all loans of the CLBC.
  • Continuously assesses and provide feedback to Head Office regarding market performance, competitiveness, latest development, and suggestions.
  • Ensures the effective operations of the business center in consonance with bank policies, Banglo Sentral ng Pilipinas (BSP) and other regulatory bodies' regulations and customers' expectations.
  • Coordinates with other bank's units for the business center's daily operation and ensures prompt delivery of transaction media/ documents to branches, auto dealers, real estate developers/dealers/ brokers, clients, and other units concerned.
  • Pro-actively participates in the cross-selling of the bank's subsidiaries/affiliate companies' products and services.
  • Performs other related functions that may be assigned from time to time.
Qualifications:
  • Minimum of 8 years of sales experience, with a strong preference for expertise in consumer loans.
  • Extensive knowledge and hands-on experience in managing home loans and car loans.
  • At least 5 years of proven experience in people management
Other Details:

Rank: Senior Officer

Office Location: Cebu City, Cebu

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