Risk & Compliance Consultant

Overview

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

We are seeking a highly analytical Visa Risk & Compliance Consultant to join our global Third-Party Agent risk team, focusing on Third Party Agent detection and compliance within the Visa payment ecosystem. This role will support and drive our Account Information Security program, a core component of ecosystem security within Visa’s Payment Ecosystem and Control (PERC) team. The successful candidate will leverage advanced analytics, AI tools, and industry knowledge to improve detection models, develop new approaches for identifying risk, and work closely with clients to ensure they resolve compliance gaps. This role requires both technical expertise and strong communication skills, with partial coverage during U.S. hours to ensure effective collaboration and client engagement.

Position’s Primary Responsibilities:

• Risk Detection & Model Enhancement
  • Collaborate closely with data engineers and cross-functional teams to identify patterns, anomalies, and potential risks associated with Third Party Agents.
  • Apply unconventional and creative approaches to problem solving, leveraging data analysis, industry knowledge, and available tools to improve detection and reduce false positives.
  • Contribute ideas and solutions for new identification methods, including the use of AI and automation.
  • Support and drive Visa’s compliance and enforcement efforts aligned with the Account Information Security (AI) program
• Data Analysis & Reporting
  • Utilize SQL and Excel to extract, manipulate, and analyze data from multiple sources.
  • Prepare clear, actionable reports to communicate findings, trends, and recommendations to internal stakeholders and clients.
  • Interpret complex data and translate findings into insights that clients can understand and use to make informed decisions.
• Stakeholder Engagement & Communication
  • Serve as a key point of contact for program-related inquiries, providing guidance on compliance obligations and best practices.
  • Communicate directly with clients, informing them of their non-compliant status and next steps.
  • Support client training and remediation efforts related to Third Party Agent risk management.
  • Communicate data-driven insights in a clear, accessible manner to both technical and non-technical audiences, ensuring clients understand the implications and recommended actions.
• Program Support & Process Improvement
  • Contribute and drive to the development and enhancement of risk management policies, procedures, and program strategies.
  • Identify and implement process improvements to increase efficiency and effectiveness in risk detection and compliance operations.
  • Participate in cross-functional projects and collaborate with global and regional teams to ensure consistent program implementation.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)
• 8+ years of experience in risk management, compliance, or fraud detection within financial services or technology.
• At least 3+ years of experience in data analytics, risk management, compliance, or fraud detection within financial services or technology.
• Advanced proficiency in SQL and Excel for data analysis and reporting.
• Strong problem-solving skills, with the ability to think creatively and work collaboratively with data engineers and cross-functional teams.
• Excellent written and verbal communication skills. Able to interpret and explain complex data findings clearly and actionable for clients.
• Strong organizational and time management skills, able to manage multiple priorities and deliver under tight timelines.
• Ability to work independently and as part of a team
• Amenable to a mid-shift (Manila Time), to cover U.S. business hours, andensure effective collaboration with our team and clients.

Preferred Qualifications

• Experience with card payment systems and transaction processing.
• Experience in a compliance and enforcement role
• Familiarity with industry standards such as PCI DSS and regulatory compliance frameworks.
• High level of initiative, attention to detail, and problem-solving skills.
• Comfortable leading meetings, delivering presentations, and interacting with clients at all levels.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.