Credit Officer

4 days ago

Taguig, National Capital Region, Philippines Icon Executive Asia Full time ₱7,200,000 - ₱8,400,000 per year

Job Title: Credit Officer

Location: Onsite | Philippines

Employment Type: Full-Time | Onsite

Job Summary:

We are looking for experienced Credit Officers to join our growing team. The role is responsible for evaluating the financial health and creditworthiness of clients, conducting in-depth financial analysis, and preparing credit proposals for corporate accounts—particularly in the vehicle and construction sectors. This is an ideal opportunity for professionals with strong finance, credit evaluation, and client management experience.

Reporting Line:

Reports to: Credit Officer for Corporate Accounts

Key Responsibilities:

  • Conduct client interviews and site inspections to evaluate credit risk
  • Prepare detailed financial analyses to assess a client's repayment capacity
  • Draft in-depth credit proposals with supporting data and documentation
  • Monitor credit portfolio performance and manage overdue accounts
  • Ensure compliance with internal credit policies and regulatory requirements
  • Maintain strong client relationships and ensure a seamless credit process
  • Collaborate with cross-functional teams to support credit decisions

Qualifications:

Education:

  • Bachelor's degree in Finance, Accounting, Business Administration, or related field

Experience:

  • 3–5 years of experience in credit evaluation, financial analysis, and vendor management
  • Preferably with industry background in commercial vehicle or construction equipment financing
  • Prior experience assessing corporate loans is highly preferred

Skills & Competencies:

  • Strong analytical and decision-making skills
  • Excellent written and verbal communication abilities
  • Detail-oriented with solid documentation and reporting experience
  • Ability to work both independently and within a team
  • Must be willing to conduct field inspections and client visits
  • Must be able to make sound recommendations based on financial assessments

Salary Range:

  • PHP 60,000 – 70,000 per month

Benefits:

Upon Hiring:

  • HMO (Principal only with PHP 110,000 MBL per sickness/year)
  • Annual Productivity Incentives (1–2 months; subject to company and individual performance)

Upon Regularization:

  • Rice Subsidy (₱1,500/month)
  • Paid Leaves: 15 Vacation Leaves and 5 Sick Leaves
  • Clothing & Medical Allowance (₱6,600/year)

Work Schedule

  • Monday to Friday
  • 8:00 AM to 5:00 PM
  • Onsite

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