credit officer

6 days ago

Taguig, National Capital Region, Philippines RG Group Management Corporation Full time ₱900,000 - ₱1,200,000 per year

Requirements:

Evaluation and Analysis

  • Conducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.
  • Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business operations.
  • Checks the Loandex, NFIS, and other third-party applicable credit bureaus
  • Conducts trade checking with borrowers' customers and suppliers;
  • Analyzes and validates the submitted bank statements.
  • Prepares financial spreadsheet based on the audited financial statements to determine the capacity of the borrower to pay.
  • Prepares in-depth credit proposals after gathering all the necessary information which include but not limited to:
  • o Company background
  • o Financial analysis (Ratios, AFS entry movement – favorable and not favorable)
  • o Summary of the trade and bank checking, field visit conducted
  • o Recommendation on the loan package
  • Prepares 3-year financial projection only when necessary.
  • Presents the Credit Proposal to the Excom depending on the credit limit endorsed.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Economics or any other related field
  • At least 2 years' experience in Credit Evaluation and Financial Analysis of corporate loans.
  • Must be analytical and keen on details and with good in oral and written communication skills.
  • Has the ability to analyze information and can make recommendations to management.

BENEFITS UPON HIRING:

  • 1-2 months Quarterly and Annual Productivity incentive (not guaranteed, depends on company performance and individual performance), HMO (principal only with 110K MBL per sickness per year)

BENEFITS UPON REGULARIZATION:

  • Rice subsidy (1,500/month), Paid Leaves (15VL : 15SL), Clothing and Medical Allowance (6,600/year)

  • Credit Officer

    4 days ago

    Taguig, National Capital Region, Philippines Carmudi PH Full time ₱25,000 - ₱35,000 per year

    Job Title: Credit OfficerJOB SUMMARYThe Credit Officer will be responsible for verification and evaluation of loan applications. The position will also assist the Credit Team Leader and the Credit Department Head to achieve approval targets as well as good quality accounts to accomplish the company's portfolio target and low delinquency...

  • Credit Officer

    4 days ago

    Taguig, National Capital Region, Philippines GBSS Full time $70,000 - $120,000 per year

    Join a fast-growing finance team and take your career global—without leaving homeTake your credit career to the next levelGBSS is looking for an experienced and detail-oriented Credit Officer – Australian Market to join our growing team. If you have a strong background in commercial lending and credit assessment, with proven expertise in the Australian...

  • Credit Officer

    14 hours ago

    Taguig, National Capital Region, Philippines Nextgen Executive Solutions Full time ₱900,000 - ₱1,200,000 per year

    The role is responsible for evaluating the financial health and creditworthiness of clients, conducting in-depth financial analysis, and preparing credit proposals for corporate accounts—particularly in the vehicle and construction sectors. This is an ideal opportunity for professionals with strong finance, credit evaluation, and client management...

  • Credit Review Officer

    1 week ago

    Taguig, National Capital Region, Philippines Metrobank Full time ₱250,000 - ₱500,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Officer

    2 weeks ago

    Taguig, National Capital Region, Philippines East West Banking Corporation Full time ₱900,000 - ₱1,200,000 per year

    About the JobLocation: Bonifacio Global City (BGC)Corporate Title: JO-SMWork Arrangement: HybridOur Consumer Lending team is looking for experienced professionals to join us in BGC as Credit Officers.In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed recommendations. You will underwrite...

  • Credit Analyst Officer

    6 days ago

    Taguig, National Capital Region, Philippines Advanced Remote Managed Services Inc. Full time ₱144,000 - ₱336,000 per year

    JOB OVERVIEWThe Credit Analyst Officer (Probity Supervisor)-Responsible for assessing and overseeing the creditworthiness, integrity of individuals and businesses. Day-to-day tasks include closely examining background and financial documents and analyzed background and credit reports, monitoring probity activities, conducting audits, providing training on...

  • Credit Risk Officer

    6 days ago

    Taguig, National Capital Region, Philippines Bank of China Full time ₱1,200,000 - ₱2,400,000 per year

    Role Purpose:To make independent credit assessment and review of the Bank's potential and existing corporate borrowers so as to maintain or even improve the quality of the Bank's credit portfolio and asset quality. Ensure that the highest standards of credit due diligence are conducted on all Corporate Banking accounts with credit facilities or on...

  • Credit Review Officer Opportunities

    6 days ago

    Taguig, National Capital Region, Philippines Metrobank Full time ₱900,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit to Cash Officer

    6 days ago

    Taguig, National Capital Region, Philippines Colgate-Palmolive Full time ₱1,200,000 - ₱2,400,000 per year

    No Relocation Assistance OfferedJob Number # Taguig, National Capital Region (NCR), PhilippinesWho We AreColgate-Palmolive Company is a global consumer products company operating in over 200 countries specializing in Oral Care, Personal Care, Home Care, Skin Care, and Pet Nutrition. Our products are trusted in more households than any other brand in the...

  • Credit Risk Review Officer

    6 days ago

    Taguig, National Capital Region, Philippines Maybank Full time ₱900,000 - ₱1,200,000 per year

    Your RoleTheCredit Risk Review Officeris responsible in conducting credit review of loans approved by the Bank to ensure compliance with lending policies and procedures of the Bank.Your ImpactConduct review of Application for Accommodation/ Credit Memorandum (AA/CM) on a post-approval basis to assess the quality of loans.Ensure that requirements in reference...