credit officer

1 week ago

Bonifacio Global Metro Manila, Philippines RG Group Management Corporation Full time ₱900,000 - ₱1,200,000 per year

Requirements:

Evaluation and Analysis

  • Conducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.
  • Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business operations.
  • Checks the Loandex, NFIS, and other third-party applicable credit bureaus
  • Conducts trade checking with borrowers' customers and suppliers;
  • Analyzes and validates the submitted bank statements.
  • Prepares financial spreadsheet based on the audited financial statements to determine the capacity of the borrower to pay.
  • Prepares in-depth credit proposals after gathering all the necessary information which include but not limited to:
  • o Company background
  • o Financial analysis (Ratios, AFS entry movement – favorable and not favorable)
  • o Summary of the trade and bank checking, field visit conducted
  • o Recommendation on the loan package
  • Prepares 3-year financial projection only when necessary.
  • Presents the Credit Proposal to the Excom depending on the credit limit endorsed.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Economics or any other related field
  • At least 2 years' experience in Credit Evaluation and Financial Analysis of corporate loans.
  • Must be analytical and keen on details and with good in oral and written communication skills.
  • Has the ability to analyze information and can make recommendations to management.

BENEFITS UPON HIRING:

  • 1-2 months Quarterly and Annual Productivity incentive (not guaranteed, depends on company performance and individual performance), HMO (principal only with 110K MBL per sickness per year)

BENEFITS UPON REGULARIZATION:

  • Rice subsidy (1,500/month), Paid Leaves (15VL : 15SL), Clothing and Medical Allowance (6,600/year)

  • Credit Officer

    1 week ago

    Bonifacio Global, Metro Manila, Philippines GBSS Full time ₱900,000 - ₱1,200,000 per year

    Join a fast-growing finance team and take your career global—without leaving homeTake your credit career to the next levelGBSS is looking for an experienced and detail-oriented Credit Officer – Australian Market to join our growing team. If you have a strong background in commercial lending and credit assessment, with proven expertise in the Australian...

  • Credit Officer

    2 weeks ago

    Bonifacio Global, Metro Manila, Philippines Icon Executive Asia Full time ₱900,000 - ₱1,200,000 per year

    Job Summary:We are looking for experienced Credit Officers to join our growing team. The role is responsible for evaluating the financial health and creditworthiness of clients, conducting in-depth financial analysis, and preparing credit proposals for corporate accounts—particularly in the vehicle and construction sectors. This is an ideal opportunity for...

  • Credit and Collection Legar Officer

    6 days ago

    Fort Bonifacio, National Capital Region, Philippines Discovery Credit Solution Corp. Full time

    Collection and Legal OfficerA. Business RequirementsEnsuring the effective handling of legal cases related to past-due accounts.Involves coordinating with clients, external partners, legal counsel, and government agenciesManage the preparation and filing of legal cases (including Small Claims, BP22, and other applicable actions).Gather and prepare...

  • Credit Officer

    2 weeks ago

    Ortigas, Metro Manila, Philippines Chailease Berjaya Finance Corporation Full time ₱900,000 - ₱1,200,000 per year

    Benefits:Quarterly IncentivesAllowancesLeave CreditsHMO and life insurance13th-month payAnnual performance-based/company profit bonusesAnnual performance-based salary increases.Professional Development OpportunitiesResponsibilities:Prepare credit report by reviewing credit applications, conducting a background investigation, making phone calls, visiting and...

  • Credit Officer

    1 week ago

    Ortigas, Metro Manila, Philippines Chailease Berjaya Finance Corporation Full time ₱120,000 - ₱180,000 per year

    Responsibilities:Prepare credit report by reviewing credit applications, conducting a background investigation, making phone calls, visiting and interviewing individuals and business owners, verifying information provided by the customers for credit (End to end)Investigate credit standing and financial history of individuals and business...

  • Head of Credit Risk

    2 weeks ago

    Manila, Philippines Credit Guarantee and Investment Facility Full time

    The Head - Credit Risk (HCR) is an international staff member responsible for supervising and overseeing the Credit Risk Group (CRG) of the Risk Management Department (RMD) at CGIF. The CRG’s main duties include reviewing credit guarantee proposals and managing CGIF’s existing credit guarantee portfolio. Additionally, the CRG manages the capital adequacy...

  • Credit Officer

    4 days ago

    Fort Bonifacio, National Capital Region, Philippines Direct Lines Sales Unltd. Inc. Full time

    This position is responsible for assessing the financial health and creditworthiness of clients by conducting comprehensive financial analyses and preparing well-documented credit proposals for corporate accounts.Key ResponsibilitiesConduct client interviews and on-site inspections to assess credit riskPerform in-depth financial analyses to evaluate...

  • Credit Officer

    2 hours ago

    Fort Bonifacio, National Capital Region, Philippines Direct Lines Sales Unltd. Inc. Full time

    Role OverviewThis position is responsible for assessing the financial health and creditworthiness of clients by conducting comprehensive financial analyses and preparing well-documented credit proposals for corporate accounts.Key ResponsibilitiesConduct client interviews and on-site inspections to assess credit riskPerform in-depth financial analyses to...

  • Sr./TL Credit Officer

    2 weeks ago

    Ortigas, Metro Manila, Philippines Chailease Berjaya Finance Corporation Full time ₱1,500,000 - ₱3,000,000 per year

    Benefits:Quarterly IncentivesAllowancesLeave CreditsHMO and life insurance13th-month payAnnual performance-based/company profit bonusesAnnual performance-based salary increases.Professional Development OpportunitiesResponsibilities:Supervise and mentor Credit Officers in conducting credit investigations, background checks, customer visits, and credit...

  • Credit Administration Analyst

    1 week ago

    Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱1,500,000 - ₱2,500,000 per year

    OVERVIEWThe Credit Administration Analyst (CAA) is a local staff that is responsible for credit administration and monitoring. The CAA will be assigned to the Credit Administration Unit of the Risk Management Department, Credit Risk Group.JOB DESCRIPTIONThe CAA assists CGIF's Credit Administration Officer (CAO) in the following.Monitoring for compliance of...