Credit Risk Officer

4 days ago


Taguig, National Capital Region, Philippines Bank of China Full time ₱1,200,000 - ₱2,400,000 per year

Role Purpose:

  • To make independent credit assessment and review of the Bank's potential and existing corporate borrowers so as to maintain or even improve the quality of the Bank's credit portfolio and asset quality. Ensure that the highest standards of credit due diligence are conducted on all Corporate Banking accounts with credit facilities or on boarding.
  • To ensure that recent regulatory and group requirements on credit assessments and approval are addressed fully. Support thematic portfolio review, sector research and study, post-loan monitoring and formulation of the Branch's risk appetite.
  • To support department head for overall risk management work.

Duties and Responsibilities:

  1. Write credit due diligence report for corporate banking accounts and provides comments regarding credit proposal information that should be presented to Credit Committee (CRECOM).
  2. Conduct independent assessment for account review due to negative news, material adverse event, thematic portfolio review and as required by management.
  3. Review credit analysis of financial statements of accounts. Validate prepared financial spreadsheet and financial projection, if necessary. Review frontline's inputs for credit rating and evaluate the reasonableness of the rating result independently.
  4. Recognize risks such as management ability/ownership risk; financial risk; operational and industry risk; risks pertaining to facility structure and provide mitigating factors of said risks.
  5. Review group/borrower's credit history through looking at the bank's own records/ credit folders .
  6. Interpret and analyze credit documents such as credit investigation report and appraisal report which contributes to overall assessment of creditability and collateral quality.
  7. Support secretarial tasks for CRECOM, process in credit approval system (CCMS) and rating system (CWFRA) accordingly and prepare CRECOM minutes.
  8. Coordinate and facilitate the pre-clearance meeting for new account / new facility and prepare the minutes accordingly.
  9. Conduct client / plant visit with Relationship Manager, if needed.
  10. Conduct industry studies for risk appetite of the Branch and support preparation of credit guidelines issued by Risk Management Department.
  11. Safe keep credit folder for signed documents during credit review in line with department operation manual and SOPs.
  12. Support tasks and reports required by internal and external auditor / regulator. Correct internal/external findings on time, add new identified issues in trouble shooting document make sure no repeated errors during credit processing.
  13. Keep abreast of the latest policy / regulatory requirements and risk appetite from Regional Headquarters and Head Office. Support Customer Group Management within BOC Group.
  14. Conduct compliance checking on credit accounts, including but not limited to: compliance with approval conditions, periodic review of KYC information, SBL, AFRD, approval credit limits, appropriateness of credit rating, loan classification and provisioning levels, etc.

  • Credit Risk Officer

    4 days ago


    Taguig, National Capital Region, Philippines UNO Digital Bank Full time $90,000 - $120,000 per year

    About the RoleAt UNO Digital Bank, we're building a future-ready financial ecosystem designed for speed, simplicity, and security. As aCredit Risk Officer, you will be at the forefront of safeguarding our loan portfolio through proactive credit risk monitoring, model validation, and regulatory compliance. This role is key in ensuring that UNO's credit risk...


  • Taguig, National Capital Region, Philippines Maybank Full time ₱900,000 - ₱1,200,000 per year

    Your RoleTheCredit Risk Review Officeris responsible in conducting credit review of loans approved by the Bank to ensure compliance with lending policies and procedures of the Bank.Your ImpactConduct review of Application for Accommodation/ Credit Memorandum (AA/CM) on a post-approval basis to assess the quality of loans.Ensure that requirements in reference...


  • Taguig, National Capital Region, Philippines Robert Walters Full time ₱2,000,000 - ₱2,500,000 per year

    SENIOR CREDIT RISK OFFICER Salary: Competitive and based on experience Location: BGCA leading financial institution is seeking a Senior Credit Risk Officer to play a pivotal role in shaping and maintaining the organisation's approach to risk management. This is an exceptional opportunity for you to make a significant impact by developing, implementing, and...


  • Taguig, National Capital Region, Philippines East West Banking Corporation Full time ₱1,500,000 - ₱3,000,000 per year

    About the JobLocation:Bonifacio Global City (BGC), TaguigCorporate Rank:Assistant Vice PresidentWork Arrangement:HybridOurRisk Managementteam is looking forexperienced professionalsto join us inBonifacio Global City (BGC), Taguigin the role ofCredit Senior Risk Officer.In this role, you will manage the bank's risk by monitoring risks, preparing reports for...

  • Credit Risk Analyst

    4 weeks ago


    Taguig, National Capital Region, Philippines Esquire Financing, Inc. Full time

    We are looking for a Credit Risk Analyst Associate with a solid financial background that is important for acquainting credit analysts with ratio analysis, financial statement analysis, risk assessment, and economics. S(he) is responsible for identifying analytics requirements in the credit/loan monitoring functions. S(he) is responsible for managing data...

  • Credit Officer

    2 days ago


    Taguig, National Capital Region, Philippines GBSS Full time $70,000 - $120,000 per year

    Join a fast-growing finance team and take your career global—without leaving homeTake your credit career to the next levelGBSS is looking for an experienced and detail-oriented Credit Officer – Australian Market to join our growing team. If you have a strong background in commercial lending and credit assessment, with proven expertise in the Australian...

  • Credit Risk Analyst

    4 days ago


    Taguig, National Capital Region, Philippines GCash (MYNT - Globe Fintech Innovations, Inc.) Full time $40,000 - $80,000 per year

    RESPONSIBILITIES Perform credit risk management functions on retail lending portfolios Recommend policy changes to address portfolio deterioration Track performance against benchmark and measure impact of implemented strategies QUALIFICATIONS- Knowledge in SQL, Data Management, and Data Analytics/Visualization- Knowledge in principles of Credit Risk-...

  • Credit Officer

    2 days ago


    Taguig, National Capital Region, Philippines Carmudi PH Full time ₱25,000 - ₱35,000 per year

    Job Title: Credit OfficerJOB SUMMARYThe Credit Officer will be responsible for verification and evaluation of loan applications. The position will also assist the Credit Team Leader and the Credit Department Head to achieve approval targets as well as good quality accounts to accomplish the company's portfolio target and low delinquency...

  • Credit Officer

    2 weeks ago


    Taguig, National Capital Region, Philippines East West Banking Corporation Full time ₱900,000 - ₱1,200,000 per year

    About the JobLocation: Bonifacio Global City (BGC)Corporate Title: JO-SMWork Arrangement: HybridOur Consumer Lending team is looking for experienced professionals to join us in BGC as Credit Officers.In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed recommendations. You will underwrite...

  • Credit Review Officer

    4 weeks ago


    Taguig, National Capital Region, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content LinkCredit Review Officer - Private Wealth and MarketBe #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you...