Credit Risk Officer

4 days ago

Manila, National Capital Region, Philippines Pearson Full time $80,000 - $120,000 per year

Credit Risk Officer
Role Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.

Key Deliverables

  • Supports in driving overall risk management principles throughout all portfolios
  • Identify potential risk, issues that need escalation and escalates them promptly
  • Assist in managing Pearson's bad debt provision entails report generation and ensuring its accuracy and adherence to the guidelines
  • Ensure on-time and accurate reporting, documentation, filling and storage, and submission of all relevant reports
  • Coordinate with the management and Internal/external audit to resolve risk management, audit requirements and control issues.
  • Analyze macroeconomics, economic activity, and the creditworthiness of customers. Includes analyzing relevant industry and financial condition of borrowers, the risk factors and prepare mitigating suggestions
  • Identify financial risks to Pearson based on the financial profile and payment capacity of the customer
  • Prepare and submit credit assessment report to the approver, recommend and or adjust limits based on the results based on the analysis of the financial situation and gathered information
  • Review Credit limits and internal rating of existing customers
  • Other works / reports assigned by the Credit Risk Manager
  • At least 2 years' experience in Finance, preferably directly in the Order-to-Cash function and specifically in credit risk management
  • Knowledge in basic industry research capabilities, including risk and key drivers
  • Capable of writing comprehensive and in-depth credit assessment report
  • Ability to identify key drivers for change and process improvements
  • Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Efficient judgement and informed decision-making skills
  • Good knowledge of audit and SOX compliance
  • Highly proficient in reporting tools such as excel

Who We Are
At Pearson, our purpose is simple: to help people realize the life they imagine through learning. We believe that every learning opportunity is a chance for a personal breakthrough. We are the world's lifelong learning company. For us, learning isn't just what we do. It's who we are. To learn more: We are Pearson.

Pearson is an Equal Opportunity Employer and a member of E-Verify. Employment decisions are based on qualifications, merit and business need. Qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, sexual orientation, gender identity, gender expression, age, national origin, protected veteran status, disability status or any other group protected by law. We actively seek qualified candidates who are protected veterans and individuals with disabilities as defined under VEVRAA and Section 503 of the Rehabilitation Act.

If you are an individual with a disability and are unable or limited in your ability to use or access our career site as a result of your disability, you may request reasonable accommodations by emailing

Job:
Finance

Job Family:
FINANCE

Organization:
Corporate Finance

Schedule:
FULL_TIME

Workplace Type:
Hybrid

Req ID:
19581

  • Credit Risk Analytics

    2 weeks ago

    Manila, National Capital Region, Philippines Monee Full time $90,000 - $120,000 per year

    Job DescriptionEnhance the credit risk policies of the Bank that is aligned with the regulatory requirements and internal Bank risk thresholdsReview the existing credit risk appetite statements, limits, and thresholds for recommendation to the Board of DirectorsDetermine and monitor the Bank's potential financial losses attributed to credit risk against set...

  • Credit Risk Manager

    4 days ago

    Manila, National Capital Region, Philippines GCash Full time ₱104,000 - ₱130,878 per year

    Do you want to take the first step in making Filipinos' lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation G ka ba? Join the G Nation todayKey ResponsibilitiesDevelop, implement, and refine credit risk policies and methodologies...

  • Credit Review Officer

    2 days ago

    Manila, National Capital Region, Philippines Curran Daly + Associates Full time ₱900,000 - ₱1,200,000 per year

    Credit Review OfficerJob SummaryPreparation and credit assessment of loan proposals and corresponding borrowersCredit risk and portfolio managementCompliance with internal and external policiesSpecific Duties & ResponsibilitiesEnsure consistent and proactive coordination with Institutional Banking Segment (IBS) counterparts for timely submission of...

  • Credit Risk Manager

    2 weeks ago

    Manila, National Capital Region, Philippines Michael Page Full time

    OverviewLead strategic credit initiatives in a dynamic, fast-paced environment.Be part of one of the leading fintech companies in the PH.About Our ClientOur client has operations across Asia, Europe, the Middle East, and Latin America, is a global leader in digital payments and financial technology - operating within the financial services industry.Job...

  • Credit Review Officer

    4 days ago

    Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱600,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Administration Analyst

    2 days ago

    Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱900,000 - ₱1,200,000 per year

    OVERVIEWThe Credit Administration Analyst (CAA) is a local staff that is responsible for credit administration and monitoring. The CAA will be assigned to the Credit Administration Unit of the Risk Management Department, Credit Risk Group.JOB DESCRIPTIONThe CAA assists CGIF's Credit Administration Officer (CAO) in the following.Monitoring for compliance of...

  • Credit Risk Analyst

    4 days ago

    Manila, National Capital Region, Philippines Hyred Full time ₱600,000 - ₱1,200,000 per year

    Purpose of the RoleHands-on credit analyst for SME lending in the Philippines. Executes Jia's established credit framework while using judgment, curiosity, and problem-solving skills to assess borrower applications, analyze financials, and propose improvements to how we evaluate risk.Must-Have Skills & Experience2–5 years in credit risk analysis, financial...

  • Credit & Collections Specialist

    4 weeks ago

    Manila, National Capital Region, Philippines LexisNexis Risk Solutions Full time

    Credit & Collections Specialist page is loadedCredit & Collections SpecialistApply locations Manila time type Full time posted on Posted Yesterday job requisition id R99763The Credit and Collections Specialist will investigate credit applications and approves applications within established guidelines for companies and individuals.· Minimizes financial risk...

  • Chief Risk Officer

    1 week ago

    Manila, National Capital Region, Philippines Nezda Global Full time ₱1,500,000 - ₱2,500,000 per year

    We are seeking anexperienced Chief Risk Officer (CRO)to lead and strengthen the risk management framework of our digital banking operations. This role is ideal for anassertive Manager or Senior Managerready to step up into a leadership role with proven expertise acrossrisk management, financial risk, and credit risk.About the RoleAs CRO, you will be...

  • LAZADA-Vice President, Credit Risk-PH

    4 weeks ago

    Manila, National Capital Region, Philippines Lazada Full time

    OverviewLAZADA-Vice President, Credit Risk-PHResponsible for assessing and managing the risk of credit business, ensuring the safety and stability of the business. Conduct overall risk assessment of credit business, and formulate corresponding risk management strategies based on the results.ResponsibilitiesMonitor and analyze risk indicators of credit...