
Credit Officer
4 days ago
Are you detail-oriented and passionate about delivering accurate credit assessments? Do you have experience in Australian residential mortgage loan processing and enjoy working in a fast-paced, collaborative environment? Join us as a Credit Officer and play a key role in ensuring the quality of our loan book while delivering exceptional service to our clients and partners.
SNATCH THESE AMAZING BENEFITS IF YOU GET HIRED:
- A competitive compensation package
- 25 days of paid leave benefit
- HMO coverage on day 1
- Travel and meal allowances
- Rice, drinks, and snacks provided for all employees
- Other bonuses
- A fun work environment that promotes work-life balance
- Entertainment and gaming area in the office
- Basketball and volleyball games monthly
- Karaoke Fridays
DOES THIS SOUND LIKE YOU?
- 2–3 years of recent experience in Australian residential mortgage loan assessment (required).
- Proven delegated approval authority with an Australian-based company.
- Strong knowledge of credit policies, lending processes, and industry best practices.
- Excellent verbal and written communication skills.
- Ability to analyze complex applications and provide effective solutions.
- High attention to detail, accuracy, and data integrity.
- Comfortable working in a fast-paced, target-driven environment.
KEY ROLES AND RESPONSIBILITIES
- Assess and process loan applications, including new mortgages, personal loans, and variations.
- Execute lending decisions in line with credit policies and approval limits or escalate when needed.
- Deliver consistent, high-quality service to internal lending officers, brand partners, third-party networks, and internal teams.
- Provide mentoring and guidance to lending officers, partners, and relationship managers.
- Contribute to achieving individual and team KPIs, SLAs, and monthly targets.
- Maintain accurate, up-to-date records across relevant databases (e.g., e-mms).
- Ensure compliance with company policies, regulatory requirements, and lending legislation.
- Collaborate with team members to support roster requirements and meet customer expectations.
- Build and maintain positive relationships with colleagues, stakeholders, and clients.
Become a part of an organization that promotes work-life balance. Apply now
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