Credit Specialist
5 days ago
Are you passionate about delivering accurate credit assessments and providing exceptional service? Do you have hands-on experience in Australian residential mortgage loan assessments? Join our team as a Credit Specialist and help us maintain a quality loan book while driving business growth.
SNATCH THESE AMAZING BENEFITS IF YOU GET HIRED:
- A competitive compensation package
- 25 days of paid leave benefit
- HMO coverage on day 1
- Travel and meal allowances
- Rice, drinks, and snacks provided for all employees
- Other bonuses
- A fun work environment that promotes work-life balance
- Entertainment and gaming area in the office
- Basketball and volleyball games monthly
- Karaoke Fridays
DOES THIS SOUND LIKE YOU?
- 3–5 years of recent experience in Australian residential mortgage loan assessment (required).
- Proven delegated approval authority with an Australian-based company or Australian bank/Lending or broking firm.
- Strong knowledge of lending policies, credit processes, and industry best practices.
- Excellent communication skills, both verbal and written.
- Ability to analyze complex cases and propose sound, viable solutions.
- Highly organized with exceptional time management and multi-tasking abilities.
- Strong problem-solving skills and adaptability in high-pressure environments.
- Proficiency in relevant computer systems and financial tools.
KEY ROLES AND RESPONSIBILITIES
- Assess and process complex loan applications, including mortgages, personal loans, and variations.
- Make accurate and timely credit risk-based decisions in line with credit policies and approval limits.
- Collaborate with internal teams, third-party partners, and brand networks to deliver superior service levels.
- Contribute to the development of credit tools, processes, and guidelines to support business growth.
- Maintain accurate and up-to-date records across relevant databases and systems.
- Ensure compliance with statutory, regulatory, and internal policy requirements.
- Achieve individual and team KPIs while contributing to overall business objectives.
Become a part of an organization that promotes work-life balance. Apply now.
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