Loan Officer
1 day ago
iScale Solutions works with technology companies to effectively scale their development, support and operations processes.
Job Description- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable rations and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on type of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Operate in compliance with laws and regularization and adhere to lending compliance guidelines
- At least 2 years experience in the field of accounting and/or banking (loan officer)
- Must have a good grasp of reading and understanding balance sheets
- Good mathematical skills
- Proficiency in excel is requires
- Knowledge in SQL is and advantage
- Good at analytical thinking
- Has attention to detail
- Good written and oral communication skills
- Can work with less supervision
- Good interpersonal skills
- Willing to work in Keppel building , Business park, Cebu City
All your information will be kept confidential according to EEO guidelines.
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Loan Officer
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