Retail Service Delivery Lead
5 days ago
Business Domain Focus:
Cards
Role Summary
The
Service Delivery Lead – Cards
is responsible for the
end-to-end technology delivery and service performance of SBC's card issuing portfolio
, with a primary focus on the
Card Management System (CMS) replacement program
and all change/BAU initiatives impacting credit and debit cards.
The role oversees
solution implementation, integration and delivery using 3rd-party platforms
(CMS, rewards, xPay / tokenisation, card collections, switching, digital channels) and ensures changes are delivered safely, on time and with minimal disruption to the existing card business.
Working closely with the Retail Service Delivery Head – Unsecured Lending, the Service Delivery Lead – Cards acts as the
day-to-day owner of the card technology delivery agenda
– running program/portfolio governance, coordinating vendors and internal teams, and ensuring the cards business has reliable, compliant and scalable technology to support its growth.
Years of Work Experience
- 8–12 years of experience in IT delivery / program or project management in banking or payments, with significant exposure to card issuing platforms and projects.
- Proven experience leading end-to-end delivery of at least one major card technology initiative (e.g., CMS implementation/migration, scheme/xPay enablement, card platform replacement or large-scale card portfolio migration).
Educational Attainment / Required Course
- Bachelor's degree in Computer Science, Information Technology, Engineering, Business, or related field.
- Postgraduate qualifications in IT, business, or project management are an advantage.
Preferred Certifications
- Project / Program Management: PMP, Prince2, Agile/SAFe, or equivalent.
- IT Service Management: ITIL or similar.
- Awareness training / certifications related to PCI DSS, cyber security, or data privacy are a plus.
Field of Specialization
- Cards & Payments domain (issuer side):
- Credit and debit cards lifecycle (origination, activation, servicing, renewals/reissues, blocks/closures).
- Card transactions, authorisation, clearing & settlement, chargebacks, disputes, and fraud/collections touchpoints.
- Experience working with Mastercard and Visa, and ideally xPay (Apple Pay, Google Pay) / tokenization projects.
- Technology delivery using 3rd-party platforms:
- Card Management Systems and related platforms (rewards, tokenisation, switching, collections, disputes, digital channels).
- Integration and testing of vendor solutions into bank ecosystems.
Knowledge and Skills Requirement
- Strong project and program delivery skills – planning, RAID management, status reporting, stakeholder management.
- Good understanding of solution design and integration concepts (APIs, messaging, middleware, batch processing) sufficient to challenge vendors and architects constructively.
- Solid vendor management skills – understanding of contracts/SOWs, SLAs, performance metrics and escalation.
- Strong problem-solving and analytical skills; able to navigate complex dependencies and constraints.
- Excellent communication and stakeholder engagement skills; able to converse with both business and technical teams and present clearly to senior stakeholders.
- High level of ownership, resilience and attention to detail, particularly around cutovers and high-risk implementation events.
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