Account Officer

2 weeks ago

Bacolod City, Western Visayas, Philippines China Bank PH Full time $40,000 - $80,000 per year

The
Account Officer
solicits/markets potential borrowing accounts, reviews credit feasibility through evaluation of credit requirements and financials, prepares loan recommendation, ensures proper loan and collateral documentation, monitors accounts to mitigate past due and ensure timely recovery of the Bank's exposure.

Job Requirements

Skills and Qualifications

  • Bachelor's degree in business or a related discipline
  • At least 2 years of related work experience gained from the banking industry
  • Ability to manage multiple accounts while seeking new opportunities
  • Ability to understand client needs, and negotiate costs and services
  • Proficiency in Microsoft Office, with aptitude to learn systems
  • Willingness to travel as needed to meet with clients and prospects

Preferred Skills and Qualifications

  • Expert in sales and marketing, credit and lending and portfolio/ account management
  • Credit evaluation, financial modelling, business strategy, marketing, contract review, loan structuring, cross-selling, negotiation skills, business development, presentation skills, business writing.
  • With network and experience in handling bank products:
    Commercial Loans and Small Business Loans

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