loans analyst
4 days ago
Full job description
MAIN FUNCTION:
Responsible for loan processing, preparation, auditing, and finalizing forms or contracts.
Ensure the creditworthiness of interested applicants through reference checking.
DUTIES AND RESPONSIBILITIES:
- Prepare loan ledgers for approved loan applications.
- Create subsidiary ledgers, post loan payments, and balance daily loan subsidiary ledgers.
- Reconcile subsidiary ledgers with the corresponding balances in the general ledger.
- Keep the maturity records of loans up-to-date and ensure that entries are accurate.
- Monitor the filing of REM folders and keep them safe in the vault.
- Verify that all related documentary requirements for REM loans are complete before filing.
- Interview loan applicants after completing all other tasks.
- Attend to any other matters as assigned by the Supervisor/Manager.
QUALIFICATIONS:
· Holds a university/college degree in Engineering, Agriculture or Accountancy.
· Capable of handling multiple tasks simultaneously.
· Possesses good oral and written communication skills.
· Detail-oriented and able to work with minimal supervision.
· Familiar with relevant software applications such as spreadsheets, word processing, and database management.
· Knowledgeable in administrative and clerical procedures.
· Familiar with business principles.
· Good at planning and organizing.
· Practices effective time management skills.
· Demonstrates initiative, reliability, and customer-service orientation.
· Has a high tolerance for stress.
Job Type: Full-time
Pay: Php15, Php16,000.00 per month
Benefits:
- Additional leave
- Company events
- Gym membership
- Health insurance
- Opportunities for promotion
- Paid training
- Pay raise
- Promotion to permanent employee
Education:
- Bachelor's (Preferred)
Experience:
- Loans: 1 year (Required)
Location:
- Bacolod 6100 P06 (Preferred)
Work Location: In person
Job Types: Full-time, Permanent, Fresh graduate
Pay: Php15, Php16,000.00 per month
Work Location: In person
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