Credit Investigator

2 days ago

Bangkal P, Philippines Cebu oversea Full time ₱250,000 - ₱500,000 per year

Job Summary:

We are seeking a reliable and detail-oriented Credit Investigator to evaluate the creditworthiness of individuals or businesses applying for credit. The role involves conducting thorough investigations of applicants' financial status, employment, payment history, and other relevant factors to assess risk and recommend appropriate credit decisions.

Key Responsibilities:

  • Conduct background and credit investigations on loan or credit applicants.
  • Verify financial documents, employment history, business registrations, and other relevant records.
  • Visit applicants, guarantors, or business sites to gather first-hand information (as required).
  • Analyze applicants' credit history, repayment capacity, and risk profile.
  • Prepare investigation reports and recommendations for credit approval or rejection.
  • Coordinate with sales, credit analysts, and collections teams for applicant verification.
  • Ensure compliance with company credit policies, risk standards, and regulatory requirements.
  • Maintain accurate records of investigations and ensure confidentiality of client information.
  • Assist in monitoring existing accounts to detect potential credit risks.
  • Provide input for improving credit investigation processes and risk assessment practices.

Requirements:

  • Bachelor's degree in Business Administration, Finance, Accounting, or related field.
  • At least 1–2 years of experience in credit investigation, risk assessment, or a related field.
  • Strong analytical, research, and decision-making skills.
  • Excellent communication and interpersonal skills.
  • Ability to conduct field investigations and interact with clients professionally.
  • High level of integrity and commitment to confidentiality.
  • Proficiency in MS Office and familiarity with credit databases or financial systems.

Preferred Qualifications:

  • Experience in banking, microfinance, lending institutions, or credit cooperatives.
  • Knowledge of credit laws, financial compliance, and regulatory guidelines.
  • Ability to work independently and manage multiple investigations at once.

Working Conditions:

  • Combination of office work and field investigations.
  • Travel to client locations, businesses, or guarantors may be required.
  • Standard working hours, with occasional overtime based on workload.

Job Type: Full-time

Work Location: In person

  • Credit Investigator

    1 week ago

    Baguio P, Philippines Asialink Finance Corporation Full time ₱400,000 - ₱600,000 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...

  • Credit Investigator

    1 week ago

    Olongapo P, Philippines Asialink Finance Corporation Full time ₱250,000 - ₱500,000 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...

  • Credit Investigator

    2 days ago

    Cabanatuan P, Philippines Radiowealth Finance Company Full time ₱250,000 - ₱500,000 per year

    Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.Duties and Responsibilities:Sales and MarketingAchieves booking target by...

  • Credit Investigator

    2 weeks ago

    Balanga City P, Philippines Asialink Finance Corporation Full time ₱250,000 - ₱500,000 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...

  • Credit Investigator

    1 week ago

    Vigan City P, Philippines Asialink Finance Corporation Full time ₱250,000 - ₱350,000 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...

  • Credit Investigator

    2 weeks ago

    San Carlos City P, Philippines Asialink Finance Corporation Full time ₱300,000 - ₱600,000 per year

    Job Description:The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.Key Responsibilities:Review loan applications and requirements of loan applicants.Validate information through interviews with loan applicants.Verify personal and financial data, as well as credit history, through...

  • Credit Investigator

    2 days ago

    San Juan Central Post Office P, Philippines AFC SME Financing Inc. Full time ₱40,000 - ₱60,000 per year

    Job descriptionInvestigates history and credit standing of individual or business establishments applying for loan.Key ResponsibilitiesReviews loan application and requirements of loan applicantValidates the information reflected on loan application by conducting interview with loan applicantVerifies loan applicant's personal data, financial data and credit...

  • Credit Investigator

    2 days ago

    Santa Maria P, Philippines Asialink Finance Corporation Full time ₱900,000 - ₱1,200,000 per year

    Key Responsibilities:Reviews loan application and requirements of loan applicantValidates the information reflected on loan application by conducting interview with loan applicantVerifies loan applicant's personal data, financial data and credit history through trade checking, bank checking, company/employment verification and credit investigationVerifies...

  • Credit Investigator

    1 week ago

    Santa Maria P, Philippines Asialink Finance Corporation Full time ₱200,000 - ₱250,000 per year

    Key Responsibilities:Reviews loan application and requirements of loan applicantValidates the information reflected on loan application by conducting interview with loan applicantVerifies loan applicant's personal data, financial data and credit history through trade checking, bank checking, company/employment verification and credit investigationVerifies...

  • Credit Investigator

    1 week ago

    M'Lang P, Philippines MUTI Group of Companies- EASY PAY FINANCE CORPORATION Full time ₱54,000 - ₱72,000 per year

    Minimum Job Requirements:Candidate must be a graduate of any four (4) year course;Preferably business course graduate;With or without experience;With good communication, customer service, negotiation, and interpersonal skills.With Professional Driver's License;Willing to do field work;Trustworthy and with integrity;For M'lang, North Cotabato assignment.Job...