Credit Investigator
4 hours ago
Job Purpose
- Direct supervision of Branch Cashier, Customer Care Specialist and Credit Analysts.
- Responsible for opening and maintaining a smooth operation of the branch.
Duties and Responsibilities
A. On Branch Opening
- Ensures the compliance of Branch permits and FFE's of the branch.
B. On Branch Operation
- In-charge of opening and closing of the branch.
- Mentors and coaches his/her staff.
- Visit Branch Clients.
- Strictly implementing house rules and regulations and monitoring branch staffs.
- Spearheads the marketing efforts of the branch for the attainment of target sales.
- Approval of employee's attendances.
- Validates Clients' availments.
- Approval of client's loans.
- Check and verify accuracy of branch reports documents and logbooks.
- Helps in identifying training needs of the staff.
- Assist in training of newly hired employee.
C. On Reports
- Prepares and submit monthly branch performance report, and also Branch Progress Report.
D. On Bookkeeping
- Approval of disbursement voucher of the branch's operational expense.
- Signs and seals the envelope of the Undeposited collection.
- Approves or disapproves daily branch expenses and cash advances.
- Monitoring petty cash balance and loose change fund.
- Performs daily cash count.
- Consolidate receipts at the end of the day.
- Ensures summary of collection report are tallied versus cash.
E. On Delinquency
- Assist Credit Analyst in making follow ups to delinquent clients.
- Counseling problematic accounts.
- In charge of the delinquent accounts and filing of cases if needed.
F. On Vehicle Assignment
- Registers motor vehicle assigned annually.
- Maintains motor vehicle in good condition.
- Ensures non-involvement of motor vehicle in any accidents.
G. On Information Dissemination
- Attend BM's monthly meeting.
- Attend meetings of trainings required by the management.
- Conducting daily meetings to branch staffs for 30 minutes to discuss concerns and memorandum
H. Manage Conflict
- Manage and resolve conflicts and concerns of staff.
- Report on untoward incidents that happened in the branch through an incident report.
I. Other Relevant Functions
- Quarterly evaluates employees' performance.
- Recommend staff promotion or sanctions.
Qualifications
- Graduate of any four-year course
- Physically and mentally fit to do the work
- With Good Moral Character
- Preferably with work experience in related field in lending services
- Experience in Credit Investigation is an edge
- Know how to drive motorcycle and with driver's license RC 1
Job Types: Full-time, Permanent
Pay: Php13, Php14,000.00 per month
Benefits:
- Additional leave
- Paid training
- Promotion to permanent employee
- Transportation service provided
Experience:
- MANAGERIAL : 1 year (Required)
Location:
- Legazpi City 4500 P05 (Required)
Work Location: In person
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