Credit Head

2 weeks ago

Makati City, National Capital Region, Philippines ABU-EMP FINANCING INC. Full time ₱450,000 - ₱600,000 per year

RESPONSIBILITIES AND DUTIES

· Supervise daily operations of the credit department

· Evaluate credit worthiness of an applicant based on the existing credit evaluation

process of the company

· Make credit evaluation reports for approval

· Contribute to the continuous improvement of the credit evaluation process including

but not limited to quality of work and ways of working

· Monitor performance including but not limited to default rate of applications processed

and fulfillment of application turnaround time

· Develop, implement, and continuously improve credit policies, risk assessment

frameworks, and underwriting.

· Lead the design, review, and iteration of credit models, including alternative behavioral

scoring and the new system to be used for efficient in business operations

· Oversee the credit underwriting process, ensuring adherence to established policies

and achieving optimal turnaround times without compromising risk quality.

· Work closely with product, data, and analytics teams to develop innovative credit

decision tools and leverage alternative data sources.

· Drive continuous improvement initiatives using advanced data analytics and market

insights.

· Lead process improvements to enhance credit cycle efficiency.

QUALIFICATIONS

· Proven 5-10 years' experience as Credit Head in data analytics or similar role

· Strong understanding of lending procedures especially under Business Loans

· Strong knowledge in banking and finance

· Proficient in MS Excel

· Strong leadership skills, proactive and ability to collaborate cross-functionally.

· Able to multitask

Job Types: Full-time, Permanent

Pay: Php35, Php50,000.00 per month

Benefits:

  • Company events
  • Health insurance
  • Life insurance
  • Pay raise
  • Promotion to permanent employee
  • Staff meals provided

Application Question(s):

  • How many years of experience in Business loan do you have?

Experience:

  • Credit Head: 3 years (Required)

Work Location: In person

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