
Credit Analyst
24 hours ago
Job Responsibilities
- Responsible for conducting comprehensive credit investigations for annual review of existing clients and review of target clients and interim review.
- Ensures production of high-quality Credit Analysis reports, financial spreadsheets, and risks and mitigants for the branch's existing and new clients and providing objective and independent credit assessment reports.
- Responsible as well in providing Credit Risk Rating for Annual review and interim review. Have to make sure the financials are properly inputted in the system to correctly generate the Credit Risk Ratings.
- Effectively supports the Corporate Banking team in handling new accounts for initial Credit rating, initial review, and initial queries and renewal of accounts.
- Independently verify the authenticity of borrower licenses and related documents; perform on-site client visits, factory inspections, and collateral site inspections in accordance with internal policies and regulatory requirements.
- Coordinates with relevant units to ensure compliance with branch and Head Office's policies, and BSP requirements
- Prepares the Loan Portfolio report every end of the month as part of the requirement of the BSP.
Job Qualifications
- A Graduate of Business Administration or equivalent
- With strong financial and business analysis
- Strong Financial market analysis and data collection
- Ability to conduct industry analysis and financial assessment
- Expertise in finance, financial management, and risk management
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